38 Maple St, Chester, CT 06412 Property Records

Chester Town property record for 38 Maple St, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,488 sqft · built 1958
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Sep 2007)
Tax Bill	$6,182 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`CHES M:14 B:369`

Property Details

APN / Parcel Number

Primary APN	`CHES M:14 B:369`
Alternative APNs	`CSTR M:14 B:369` `00020800` `20800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
Gross Area	2,508 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20800
Street Address	38 MAPLE ST
City	CHESTER
State	CT
Zip	06412-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	369
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1020
Census Tract	600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 MAPLE ST, CHESTER, CT 06412-1315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit LIBERTY BANK
Nov 1, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2007 · Amount on Record
Deed Sale	Sep 21, 2007 · Amount on Record
Deed Book / Page	140 / 692
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	38 MAPLE ST, CHESTER, CT 06412-1315
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000188-165
Date	Jan 15, 2026
Book Page	188/165

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	38 MAPLE ST, CHESTER, CT 06412-1315
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000184-61
Date	Nov 1, 2023
Book Page	184/61

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,182.00	$228,270 (+33.58%) Land $65,800 Building $162,470	$159,789 Land $46,060 Building $113,729
2024	$6,182.00 (+21.81%)
2023	$5,075.00 (+0.67%)	$170,880 (-) Land $67,920 Building $102,960
2022	$5,041.00	$170,880 Land $67,920 Building $102,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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