38 Maple Rd, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 38 Maple Rd, Melrose, MA 02176 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,896 sqft · built 1930
Lot Size0.186 acres (8,111 sqft)
Owner2 Individual Names on File
Last Sale$585,000 (Jun 2005)
Tax Bill$79 (2025)
Deeds & MortgagesDec 2018 Mortgage
Dec 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNMELR M:A11 P:0000096

Property Details

APN / Parcel Number

Primary APNMELR M:A11 P:0000096

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,896 sqft Living Area
Gross Area3,369 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,111 sqft (0.186 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address38 MAPLE RD
CityMELROSE
StateMA
Zip02176-2122
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionMELROSE MA
Township / Civil DivisionMELROSE
Census Block Group4
Census Block4008
Census Tract336100

Owner

Source: Middlesex County and Melrose City records · APN MELR M:A11 P:0000096

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address38 MAPLE RD, MELROSE, MA 02176-2122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2018Deed of Trust, Mortgage · ARM
HARVARD UNIVERSITY CREDIT UNION
Dec 10, 2018Deed of Trust, Mortgage · Line of Credit
HARVARD UNIVERSITY CREDIT UNION
Aug 24, 2020Deed of Trust, Mortgage · ARM
HARVARD UNIVERSITY CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2005 · Amount on Record
Deed SaleJun 30, 2005 · Amount on Record
Prior SaleSep 27, 1996 · Amount on Record
Deed Document Number2005135885
Deed Book / Page45505 / 487
Record UpdatedJun 08, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMELROSE MA
Property Address38 MAPLE RD, MELROSE, MA 02176-2122
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number71986-243
DateDec 10, 2018
Book Page71986/243
Instrument187330
Lender
NameHARVARD UNIVERSITY CREDIT UNION
Agreement
TypeARM
AmountAmount Recorded
Term373 Months
DueJan 01, 2050
Interest
Rate TypeAdjustable Rate
Type Change DateJan 01, 2024

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMELROSE MA
Property Address38 MAPLE RD, MELROSE, MA 02176-2122
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number71986-263
DateDec 10, 2018
Book Page71986/263
Instrument187331
Lender
NameHARVARD UNIVERSITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJan 01, 2044

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMELROSE MA
Property Address38 MAPLE RD, MELROSE, MA 02176-2122
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75430-380
DateAug 24, 2020
Book Page75430/380
Instrument144321
Lender
NameHARVARD UNIVERSITY CREDIT UNION
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.88%
Type Change DateSep 01, 2027
Index1-Year CMT

Tax Assessment & Valuation

Source: Middlesex County and Melrose City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityMelrose City
Unified School DistrictMelrose School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$79.00 (-98.99%)$799,600 (+1.77%) Land $488,800 Building $310,800$1,041,105
2024$7,802.00 (+0.71%)$785,700 (+5.68%) Land $474,900 Building $310,800
2023$7,747.00$743,500 Land $460,900 Building $282,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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