38 Manchaug Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 38 Manchaug Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,255 sqft · built 1986
Lot Size	1.84 acres (80,436 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Aug 2025)
Tax Bill	$7,359 (2025)
Deeds & Mortgages	Feb 2021 Refinance Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0041 P:49`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0041 P:49`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,255 sqft Living Area
Gross Area	4,257 sqft
1st Floor Area	1,219 sqft
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,436 sqft (1.84 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	38 MANCHAUG RD
City	SUTTON
State	MA
Zip	01590-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	1
Census Block	1027
Census Tract	751102

Owner

Source: Worcester County and Sutton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 MANCHAUG RD, SUTTON, MA 01590-1145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN BANK
Aug 28, 2025	Quit Claim Deed, Transfer · Conventional Mortgage HMA MORTGAGE
Jun 23, 2025	Quit Claim Deed, Transfer
Aug 7, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MILLBURY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Jun 23, 2025 · Amount on Record
Deed Book / Page	72459 / 186
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	38 MANCHAUG RD, SUTTON, MA 01590-1145
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064452-189
Date	Feb 12, 2021
Book Page	64452/189
Instrument	20996

Lender

Name	HOMETOWN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Aug 28, 2025
Property Address	38 MANCHAUG RD, SUTTON, MA 01590-1145
Document Number	072459-186
Book / Page	72459 / 186
Instrument Date	Aug 28, 2025
Instrument	73052
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 MANCHAUG RD, SUTTON, MA 01590-1145

Mortgage

Document Number	0000073053
Date	Aug 28, 2025
Instrument	73053

Lender

Name	HMA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Jun 23, 2025
Property Address	38 MANCHAUG RD, SUTTON, MA 01590-1145
Document Number	072153-144
Book / Page	72153 / 144
Instrument Date	Jun 23, 2025
Instrument	50558
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38 MANCHAUG RD, SUTTON, MA 01590-1145

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Aug 7, 2019
Property Address	38 MANCHAUG RD, SUTTON, MA 01590-1145
Document Number	60841-277
Book / Page	60841 / 277
Instrument Date	Aug 5, 2019
Instrument	78218
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 W SUTTON RD, SUTTON, MA 01590-1206

Mortgage

Document Number	78219
Date	Aug 7, 2019
Instrument	78219

Lender

Name	MILLBURY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,359.00 (-0.82%)	$612,200 (+4.61%) Land $178,700 Building $433,500	$726,275 (+38.17%)
2024	$7,420.00 (+7.86%)	$585,200 (+17.82%) Land $171,300 Building $413,900	$525,635
2023	$6,879.00	$496,700 Land $155,300 Building $341,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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