Walton County property record for 38 Mainsail Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,205 sqft · built 2013 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Company Name on File |
| Last Sale | $490,000 (Nov 2015) |
| Tax Bill | $7,624 (2024) |
| Deeds & Mortgages | Jul 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 33-2S-21-42540-000-0030 |
| Primary APN | 33-2S-21-42540-000-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,205 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,227 sqft (0.119 acres) |
| Lot Dimensions | 14.6 ft deep x 3.6 ft wide |
| Deck Area | Deck Area |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1074815 |
|---|---|
| Street Address | 38 MAINSAIL DR |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 SHIFTING SANDS S/D PB 16-53 OR 2682-4882 OR 2874-4108 OR 2897-906 OR 2942-3861 OR 2995-3191 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 33 |
| Legal Subdivision | SHIFTING SANDS S/D |
| Legal Lot Number | 3 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950609 |
38 Mainsail Dr is owned by a company that bought it in November 2015.
Source: Walton County records, as of December 17, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3HARRISON AVE, NEW ORLEANS, LA 70124 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2015 · Amount on File |
| Deed Sale | Nov 19, 2015 · Amount on File |
| Deed Document Number | 2015661346080 |
| Deed Book / Page | 2995 / 3191 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 38 MAINSAIL DR, MIRAMAR BEACH, FL 32550 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MCNEESE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0031493040 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 3149/3040 |
| Instrument | 20200024138 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | NEW ORLEANS, LA 70161 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $983,534 Land $200,000 Building $783,534 | $983,534 Land $200,000 Building $783,534 | |
| 2024 | $7,624.00 (+5.01%) | ||
| 2023 | $7,260.00 (+10.7%) | $951,876 (+15.67%) Land $152,213 Building $799,663 | $951,876 (+15.67%) Land $152,213 Building $799,663 |
| 2022 | $6,558.00 | $822,937 Land $168,957 Building $653,980 | $822,937 Land $168,957 Building $653,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Mainsail Dr in Zone X, an area of moderate flood risk, though there have been 64 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 750 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4,168 units insured incl. 3,418 condo units |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 45 of 64 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Mainsail Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: REV, Wildstar Networks.
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