38 Main St, Helmetta, NJ 08828 Property Records

Middlesex County and Helmetta Borough property record for 38 Main St, Helmetta, NJ 08828

Property Summary

Property Type	Single Family Home
Details	1,509 sqft · built 1907
Lot Size	0.689 acres (30,000 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Aug 2022)
Tax Bill	$9,920 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00013-0000-00049`

Property Details

APN / Parcel Number

Primary APN	`06-00013-0000-00049`
Alternative APN	`060001300049`

Interior

Stories	2 Stories
Building Area	1,509 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Colonial
Construction Type	Frame
Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	38 MAIN ST
City	HELMETTA
State	NJ
Zip	08828-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	100X300
Legal Block	13
Legal Lot Number	49
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	HELMETTA
Census Block Group	1
Census Block	1009
Census Tract	8103

Owner

Source: Middlesex County and Helmetta Borough records · APN 06-00013-0000-00049

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 MAIN ST, HELMETTA, NJ 08828-1213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Deed Document Number	202273080
Deed Book / Page	19012 / 539
Record Updated	Sep 20, 2026

August 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 16, 2022
Property Address	38 MAIN ST, HELMETTA, NJ 08828-1213
Document Number	0000073080
Book / Page	19012 / 539
Instrument Date	Jul 10, 2022
Instrument	2022073080
Transaction Type	Transfer
Record Updated	Sep 02, 2022
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,743.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 N 54TH ST, 308, OMAHA, NE 68132-2813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MAIN ST, HELMETTA, NJ 08828-1213

Mortgage

Document Number	0000073081
Date	Aug 16, 2022
Instrument	2022073081

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Middlesex County and Helmetta Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Helmetta Borough
Unified School District	Spotswood Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,800 (-) Land $129,200 Building $149,600	$278,800 (-) Land $129,200 Building $149,600
2025	$9,920.00 (+5%)	$278,800 (-) Land $129,200 Building $149,600	$278,800 (-) Land $129,200 Building $149,600
2024	$9,448.00 (+10.32%)
2023		$278,800 Land $129,200 Building $149,600	$278,800 Land $129,200 Building $149,600
2022	$8,564.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	109 (1979–2026)
Claims Outside the SFHA	2 of 109
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 24 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 277 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HELMETTA WATER DEPT serves 2,000 people
Water Source	Purchased surface water from EAST BRUNSWICK WATER UTILITY
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.