Defiance County property record for 38 Main St, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,158 sqft · built 1930 |
| Lot Size | 0.155 acres (6,769 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,205 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit Sep 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | B014144003800 |
| Primary APN | B014144003800 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,158 sqft Living Area |
| Gross Area | 2,118 sqft |
| 1st Floor Area | 820 sqft |
| Upper Floors Area | 338 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 6,769 sqft (0.155 acres) |
| Lot Dimensions | 141 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38 MAIN ST |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-2312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND PARK ADDITION LOT 38 |
| Legal Subdivision | HIGHLAND PARK ADD |
| Legal Lot Number | 38 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | DEFIANCE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 958800 |
38 Main St is owned and occupied by an individual who acquired it in September 2017.
Source: Defiance County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 MAIN ST, DEFIANCE, OH 43512-2312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2017 | Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO |
| Sep 6, 2017 | Affidavit, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1992 |
| Deed Sale | Jan 1, 1992 |
| Last Transfer Date | Sep 6, 2017 |
| Transfer Doc | 00406/1504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 38 MAIN ST, DEFIANCE, OH 43512-2312 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00406/2367 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 406/2367 |
| Instrument | 201700003977 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Sep 6, 2017 |
| Property Address | 38 MAIN ST, DEFIANCE, OH 43512-2312 |
| Document Number | 00406/1504 |
| Book / Page | 406 / 1504 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 201700003773 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 MAIN ST, DEFIANCE, OH 43512-2312 |
The 2025 property tax bill for 38 Main St was $1,205.
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Defiance Township |
| Municipality | Defiance City |
| Unified School District | Defiance City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,205.00 | $31,620 (-) Land $3,150 Building $28,470 | |
| 2024 | $1,205.00 (+1.26%) | $31,620 (-) Land $3,150 Building $28,470 | $90,340 (%) Land $8,990 Building $81,350 |
| 2023 | $1,190.00 (+10.49%) | $31,620 (+22.89%) Land $3,150 Building $28,470 | $90,342 Land $9,000 Building $81,342 |
| 2022 | $1,077.00 | $25,730 Land $3,150 Building $22,580 | |
| 2020 | $73,510 Land $8,990 Building $64,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 178 (1978–2015) |
| Claims Outside the SFHA | 1 of 178 |
| Most Recent Claim | Jun 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEFIANCE CITY serves 16,494 people · EPA ID OH2000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless · Fiber in parts of the area | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures