38 Main St, Byfield, MA 01922 Property Records

Essex County and Newbury Town property record for 38 Main St, Byfield, MA 01922

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,960 sqft · built 1850
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Mar 2026)
Tax Bill	$8,858 (2025)
Deeds & Mortgages	Mar 2021 Refinance Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0U14 B:0000 L:00026`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0U14 B:0000 L:00026`
Alternative APN	`NBRY M:0U14 B:0000 L:00026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,960 sqft Living Area
Gross Area	5,244 sqft
Basement Area	1,022 sqft
Unfinished Basement	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	38 MAIN ST
City	BYFIELD
State	MA
Zip	01922-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR4
Legal Subdivision	NEWBURY
Legal Lot Number	26
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	4
Census Block	4022
Census Tract	269100

Owner

Source: Essex County and Newbury Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 MAIN ST, BYFIELD, MA 01922-1215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC
Mar 3, 2026	Quit Claim Deed, Transfer GUARANTEED RATE INC
Jun 23, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Oct 9, 2015 · Amount on Record
Deed Document Number	20262550
Deed Book / Page	43253 / 184
Prior Transfer Date	Jun 23, 2023
Prior Transfer Doc	041628-142
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	38 MAIN ST, NEWBURY, MA 01922-1215
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039699-243
Date	Mar 29, 2021
Book Page	39699/243
Instrument	20210329003950

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Mar 3, 2026
Property Address	38 MAIN ST, NEWBURY, MA 01922-1215
Document Number	043253-184
Book / Page	43253 / 184
Instrument Date	Mar 2, 2026
Instrument	20260303002550
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 MAIN ST, NEWBURY, MA 01922-1215

Mortgage

Document Number	20260303002560
Date	Mar 3, 2026
Instrument	20260303002560

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Jun 23, 2023
Property Address	38 MAIN ST, NEWBURY, MA 01922-1215
Document Number	041628-142
Book / Page	41628 / 142
Instrument Date	Jun 23, 2023
Instrument	20230623002300
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MAIN ST, NEWBURY, MA 01922-1215

Tax Assessment & Valuation

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,858.00 (+4.37%)	$1,189,000 (+7.59%) Land $420,800 Building $768,200	$1,133,065
2024	$8,487.00 (-1.1%)	$1,105,100 (+11.66%) Land $376,300 Building $728,800
2023	$8,581.00	$989,700 Land $321,800 Building $667,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYFIELD WATER DISTRICT serves 2,228 people · EPA ID MA3205001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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