38 Main St, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 38 Main St, Bowdoinham, ME 04008

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 808 sqft · built 1811
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$148,300 (Mar 2020)
Tax Bill	$1,663 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BOWN M:U01 L:088`

Property Details

APN / Parcel Number

Primary APN	`BOWN M:U01 L:088`
Alternative APN	`1059`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	808 sqft Living Area
Gross Area	2,454 sqft
1st Floor Area	1,152 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1811
Effective Year Built	Effective 1811
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Account Number	1059
Street Address	38 MAIN ST
City	BOWDOINHAM
State	ME
Zip	04008-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	88
Jurisdiction	BOWDOINHAM ME
Township / Civil Division	BOWDOINHAM
Census Block Group	1
Census Block	1049
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

38 Main St is owned and occupied by an individual who bought it in March 2020.

Source: Sagadahoc County and Bowdoinham Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	38 MAIN ST, BOWDOINHAM, ME 04008-4424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY
Mar 9, 2020	Warranty Deed, Transfer MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2020 · Amount on File
Deed Sale	Mar 9, 2020 · Amount on File
Deed Document Number	20201777
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	38 MAIN ST, BOWDOINHAM, ME 04008-4424
Document Number	0000001778
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	INGEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MAIN ST BOWDOINHAM ME 040084424, BOWDOINHAM, ME 04008-4424

Mortgage

Document Number	0000001778
Date	Mar 9, 2020
Instrument	1778

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	PO BOX 66889, ST LOUIS, MO 63166-6889

Agreement

Amount	Amount on Record
Term	396 Months
Due	Mar 8, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOWDOINHAM ME
Recording Date	Mar 9, 2020
Property Address	38 MAIN ST, BOWDOINHAM, ME 04008-4424
Document Number	0000001777
Instrument Date	Feb 28, 2020
Instrument	1777
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	INGEO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SCHOOL ST #1 MYSTIC CT 063552734, 1, MYSTIC, CT 06355-2734

Mortgage

Document Number	1778
Date	Mar 9, 2020
Instrument	1778

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	PO BOX 66889, ST LOUIS, MO 63166-6889

Agreement

Amount	Amount on Record
Term	396 Months
Due	Mar 8, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 38 Main St was $1,663, up 5.3% from the year before.

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Bowdoinham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,663.00 (+5.32%)	$75,200 (-) Land $27,400 Building $47,800
2024	$1,579.00 (+7.71%)	$75,200 (-) Land $27,400 Building $47,800
2023	$1,466.00 (+29.28%)	$75,200 (+19.94%) Land $27,400 Building $47,800
2022	$1,134.00	$62,700 Land $22,800 Building $39,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2012)
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWDOINHAM WATER DISTRICT serves 738 people · EPA ID ME0090210
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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