38 Main Blvd, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 38 Main Blvd, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,858 sqft · built 1969
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,005 (2026)
Deeds & Mortgages	Aug 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`M:02D-09650 B:46 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:02D-09650 B:46 L:0`
Alternative APNs	`LUDL M:2D B:9650 P:46` `5375`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,858 sqft Living Area
Gross Area	5,024 sqft
Basement Area	1,210 sqft
Unfinished Basement	1,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5375
Street Address	38 MAIN BLVD
City	LUDLOW
State	MA
Zip	01056-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	9650
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3014
Census Tract	810412

Owner

38 Main Blvd, a single family home, is held in a trust.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	213 BRECKENRIDGE ST, PALMER, MA 01069-1629
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Aug 25, 2026
Property Address	38 MAIN BLVD, LUDLOW, MA 01056-1722
Document Number	0000040863
Book / Page	26478 / 560
Instrument Date	Aug 21, 2026
Instrument	202640863
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 BRECKENRIDGE ST, PALMER, MA 01069-1629

Tax Assessment & Valuation

The 2026 property tax bill for 38 Main Blvd was $6,005, down 3.3% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,005.00 (-3.27%)	$375,100 (+4.84%) Land $81,400 Building $293,700	$366,989 (-12.94%)
2025	$6,208.00 (+3.9%)	$357,800 (+8.33%) Land $74,000 Building $283,800	$421,515 (+46.68%)
2024	$5,975.00 (+4.84%)	$330,300 (+13.08%) Land $74,000 Building $256,300	$287,375
2023	$5,699.00	$292,100 Land $64,900 Building $227,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Main Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Main Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Crossroads Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main Blvd

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