Ocean County and Harvey Cedars Borough property record for 38 Maiden Ln, Harvey Cedars, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1925 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,477,000 (Feb 2025) |
| Tax Bill | $10,866 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00058-0000-00010 |
| Primary APN | 10-00058-0000-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,008 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Old Style |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Account Number | 10240 |
|---|---|
| Street Address | 38 MAIDEN LN |
| City | HARVEY CEDARS |
| State | NJ |
| Zip | 08008-5958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | 75X100 10.01 |
| Legal Subdivision | HIGH POINT |
| Legal Block | 58 |
| Legal Lot Number | 10 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | HARVEY CEDARS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 738100 |
38 Maiden Ln is owned by two individuals who bought it in February 2025.
Source: Ocean County and Harvey Cedars Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 ALMA RD, LONG BEACH TOWNSHIP, NJ 08008-7018 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2025 · Amount on File |
| Deed Sale | Feb 5, 2025 · Amount on File |
| Prior Sale | Dec 20, 2024 · Amount on File |
| Deed Document Number | 20258874 |
| Deed Book / Page | 19920 / 150 |
| Prior Transfer Date | Jul 30, 2024 |
| Prior Transfer Doc | 0197651917 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 38 MAIDEN LN, HARVEY CEDARS, NJ 08008-5958 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2025 |
| Title Company | AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 38 MAIDEN LN, HARVEY CEDARS, NJ 08008-5958 |
| Document Number | 0201721573 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 20172/1573 |
| Instrument | 2025083850 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Nov 1, 2035 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.3% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.3% |
The 2025 property tax bill for 38 Maiden Ln was $10,866, up 1.1% from the year before.
Source: Ocean County and Harvey Cedars Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Harvey Cedars Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $891,900 (-8.73%) Land $875,000 Building $16,900 | $891,900 (-8.73%) Land $875,000 Building $16,900 | |
| 2025 | $10,866.00 (+1.14%) | $977,200 Land $875,000 Building $102,200 | $977,200 Land $875,000 Building $102,200 |
| 2024 | $10,743.00 | ||
| 2023 | $977,200 Land $875,000 Building $102,200 | $977,200 Land $875,000 Building $102,200 | |
| 2022 | $9,199.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 38 Maiden Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 161 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 163 units insured incl. 2 condo units |
| Nearby Flood Claims | 245 (1979–2025) |
| Claims Outside the SFHA | 1 of 245 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Maiden Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVEY CEDARS WATER DEPT serves 6,600 people · EPA ID NJ1509001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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