Essex County and Gloucester City property record for 38 Lyndale Ave, Gloucester, MA 01930
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,352 sqft · built 1920 |
| Lot Size | 0.375 acres (16,345 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $429,000 (Jul 2018) |
| Tax Bill | $6,314 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0219 B:0075 L:0000 |
| Primary APN | GLOU M:0219 B:0075 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Living Area |
| Gross Area | 4,014 sqft |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,345 sqft (0.375 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 38 LYNDALE AVE |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-20 |
| Legal Subdivision | WILLIAM G CAHILL & LISA J CAHI |
| Legal Block | 75 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 221902 |
38 Lyndale Ave, a duplex, is owned by two individuals who bought it in July 2018.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 263 ESSEX AVE, GLOUCESTER, MA 01930-3353 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) BANKGLOUCESTER (GLOUCESTER COOP BANK) |
| Jul 31, 2018 | Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE NTWK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on File |
| Deed Sale | Jul 31, 2018 · Amount on File |
| Deed Book / Page | 36906 / 424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 38 LYNDALE AVE, GLOUCESTER, MA 01930 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042026-101 |
|---|---|
| Date | Mar 15, 2024 |
| Book Page | 42026/101 |
| Instrument | 20240315003120 |
| Name | BANKGLOUCESTER (GLOUCESTER COOP BANK) |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jul 31, 2018 |
| Property Address | 38 LYNDALE AVE, GLOUCESTER, MA 01930 |
| Document Number | 36906-424 |
| Book / Page | 036906 / 000424 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 1807317110 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,956.24 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 263 ESSEX AVE GLOUCESTER MA 019303353, GLOUCESTER, MA 01930-3353 |
| Document Number | 36906-426 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 036906/000426 |
| Instrument | 1807317120 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2048 |
The 2026 property tax bill for 38 Lyndale Ave was $6,314, up 8.3% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,314.00 (+8.26%) | $678,200 (+13.03%) Land $221,600 Building $456,600 | $756,055 |
| 2025 | $5,832.00 (+2.19%) | $600,000 (+2.3%) Land $205,100 Building $394,900 | |
| 2024 | $5,707.00 (-2.48%) | $586,500 (+6.13%) Land $195,300 Building $391,200 | |
| 2023 | $5,852.00 | $552,600 Land $174,400 Building $378,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Lyndale Ave in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 24 units insured incl. 3 condo units |
| Nearby Flood Claims | 42 (1978–2022) |
| Claims Outside the SFHA | 2 of 42 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Lyndale Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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