Bucks County property record for 38 Ludlow Rd, Yardley, PA 19067
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,717 sqft · built 1995 |
| Lot Size | 0.308 acres (13,416 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Dec 1997) |
| Tax Bill | $12,177 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-001-002-022 |
| Primary APN | 54-001-002-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,717 sqft Living Area |
| 1st Floor Area | 948 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 13,416 sqft (0.308 acres) |
| Lot Dimensions | 113 ft deep x 52 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38 LUDLOW RD |
|---|---|
| City | YARDLEY |
| State | PA |
| Zip | 19067-2753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | 52X113IRR LOT 20 ORCHARD HILL 13,434SF |
| Legal Subdivision | ORCHARD HILL |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | BUCKS PA |
| Township / Civil Division | YARDLEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 105600 |
38 Ludlow Rd is owned and occupied by two individuals who acquired it in March 2005.
Source: Bucks County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 LUDLOW RD, YARDLEY, PA 19067-2753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · Line of Credit INSPIRE FEDERAL CREDIT UNION |
| Jun 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1997 · Amount on File |
| Deed Sale | Dec 1, 1997 · Amount on File |
| Prior Sale | Oct 4, 1995 · Amount on File |
| Deed Document Number | 199791917 |
| Deed Book / Page | 1494 / 1187 |
| Last Transfer Date | Mar 7, 2005 |
| Transfer Doc | 0044581745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCKS PA |
| Recording Date | Jul 9, 2026 |
| Property Address | 38 LUDLOW RD, YARDLEY, PA 19067-2753 |
| Document Number | 0000031440 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202631440 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 38 LUDLOW RD, YARDLEY, PA 19067-2753 |
| Document Number | 0000031440, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 202631440 |
| Name | INSPIRE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 29, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCKS PA |
| Property Address | 38 LUDLOW RD, YARDLEY, PA 19067-2753 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000041527 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 2022041527 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.75% |
| Index | Other |
| Max Rate | 9.75% |
The 2025 property tax bill for 38 Ludlow Rd was $12,177, up 4.9% from the year before.
Source: Bucks County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bucks County |
| Municipality | Yardley Borough |
| Unified School District | Pennsbury School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,630 (-) Land $9,520 Building $38,110 | ||
| 2025 | $12,177.00 (+4.87%) | $47,630 (-) Land $9,520 Building $38,110 | |
| 2024 | $11,612.00 | $47,630 Land $9,520 Building $38,110 | |
| 1972 | $652,463 Land $130,410 Building $522,053 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38 Ludlow Rd in Zone X, an area of minimal flood risk, though there have been 701 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 97 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 701 (1979–2021) |
| Claims Outside the SFHA | 7 of 701 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Ludlow Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN WATER CO YARDLEY private · serves 33,171 people · EPA ID PA1090074 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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