38 Luden St, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 38 Luden St, Springfield, MA 01118 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1988
Square Footage	1,050 sqft Living Area
Lot Size	3,999 sqft (0.092 acres)
Occupancy	Owner Occupied
Last Sale	$74,000 (2000)
Tax Bill	$3,354.00 (2025)

Owner

Source: Hampden County and Springfield City records · APN SPRI S:07990 P:0007

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38 LUDEN ST, SPRINGFIELD, MA 01118-2257
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 02, 2000 · Amount on Record
Deed Sale	Nov 02, 2000 · Amount on Record
Prior Sale	Mar 01, 1989 · Amount on Record
Record Refreshed	Sep 20, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 04, 2023
Property Address	38 LUDEN ST, SPRINGFIELD, MA 01118-2257
Document Number	024960-183
Book / Page	24960 / 183
Instrument Date	Mar 30, 2023
Instrument	15206
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LUDEN ST, SPRINGFIELD, MA 01118-2257

Mortgage

Document Number	024960-185
Date	Apr 04, 2023
Book Page	24960/185
Instrument	15207

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,354.00 (+14.9%)	$213,900 (+24.94%) Land $43,700 Building $170,200	$258,970 (+15.61%)
2024			$224,010
2023	$2,919.00	$171,200 Land $41,600 Building $129,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`SPRI S:07990 P:0007`
Alternative APN	`79900007`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	1,050 sqft Living Area
1st Floor	562 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	3,999 sqft (0.092 acres)
Garage Type	Attached Garage
Deck Area	Deck Area

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	79900007
Street Address	38 LUDEN ST
City	SPRINGFIELD
State	MA
Zip	01118-2257
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	SPRINGFIELD MA
Minor Civil Division	SPRINGFIELD
Census Blockgroup	5
Census Block	5008
Census Tract	802500