38 Lucky Dr, Coldwater, MI 49036 Property Records

Branch County property record for 38 Lucky Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 958 sqft
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$73,000 (Sep 2025)
Tax Bill	$989 (2025)
Deeds & Mortgages	Nov 2025 Transfer Sep 2025 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`303-000-001-030-00`

Property Details

APN / Parcel Number

Primary APN	`303-000-001-030-00`

Interior

Full Baths	1 Bath
Building Area	958 sqft Living Area
1st Floor Area	958 sqft

Exterior

Architectural Style	Ranch
Lot Area	5,227 sqft (0.12 acres)
Garage Area	308 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	38 LUCKY DR
City	COLDWATER
State	MI
Zip	49036-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BLK 3 PILOT KNOB PLAT SEC 17 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	17
Legal Subdivision	PILOT KNOB SUB
Legal Block	3
Legal Lot Number	23
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	2
Census Block	2043
Census Tract	951302

Owner

38 Lucky Dr is owned by a company that acquired it in October 2025.

Source: Branch County records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	11690 N LAKE SIDE DR, JEROME, MI 49249-9643
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 24, 2025	Warranty Deed, Transfer NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE SERVICES LLC
Apr 14, 2023	Sheriff's Deed, Foreclosure
Sep 24, 2018	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2025 · Amount on File
Deed Sale	Sep 24, 2025 · Amount on File
Prior Sale	Sep 12, 2024 · Amount on File
Deed Document Number	20255721
Last Transfer Date	Oct 24, 2025
Transfer Doc	0202506552
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 3, 2025
Property Address	38 LUCKY DR, COLDWATER, MI 49036-9303
Document Number	0202506552
Map Reference	LB 2 PG 79
Instrument Date	Oct 24, 2025
Instrument	2025-06552
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11690 N LAKE SIDE DR, JEROME, MI 49249-9643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11690 NORTH LAKESIDE DRIVE, COLDWATER, MI 49036

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Sep 24, 2025
Property Address	38 LUCKY DR, COLDWATER, MI 49036-9303
Document Number	0202505721
Map Reference	LB 2 PG 79
Instrument Date	Sep 19, 2025
Instrument	2025-05721
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$547.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2410 ACORN LN, KALAMAZOO, MI 49008-1601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11690 N LAKE SIDE DR, JEROME, MI 49249-9643

April 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BRANCH MI
Recording Date	Apr 14, 2023
Property Address	38 LUCKY DR, COLDWATER, MI 49036-9303
Document Number	0202302044
Map Reference	LB 2 PG 79
Instrument Date	Apr 6, 2023
Instrument	2023-02044
Transaction Type	Foreclosure
Record Updated	May 3, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 W LOUIS HENNA BLVD STE 450, 450, AUSTIN, TX 78728-1357

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	38 LUCKY DR, COLDWATER, MI 49036-9303
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201806261
Date	Sep 24, 2018
Instrument	2018-06261

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 38 Lucky Dr was $989, up 2.8% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,450 (-73.05%)	$16,900 (-73.05%)
2025	$989.00 (+2.81%)	$31,350	$62,700
2024	$962.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 38 Lucky Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	927.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Lucky Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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