38 Lowe Run, Spencer, WV 25276 Property Records

Roane County property record for 38 Lowe Run, Spencer, WV 25276

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 2010
Lot Size	2.19 acres (95,396 sqft)
Owner	Individual Name on Record
Tax Bill	$835 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-33-0036.0003`

Property Details

APN / Parcel Number

Primary APN	`07-33-0036.0003`
Alternative APNs	`44-07-0033-0036-0003` `44-07-33-0036.0003` `76000731`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	3,232 sqft
Family Room	Family Room

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	95,396 sqft (2.19 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	76000731
Street Address	38 LOWE RUN
City	SPENCER
State	WV
Zip	25276-8804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.19 SUR SPRING CREEK SEE SURVEY 466-388
Legal Subdivision	SUR SPRING CREEK
Jurisdiction	ROANE WV
Township / Civil Division	II
Census Block Group	2
Census Block	2000
Census Tract	962902

Owner

Source: Roane County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	38 LOWE RUN, SPENCER, WV 25276-8804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	38 LOWE RUN, SPENCER, WV 25276-8804
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LOWE RUN, SPENCER, WV 25276-8804

Mortgage

Document Number	0000378/99
Date	Dec 8, 2023
Book Page	378/99
Instrument	2190480

Lender

Name	THE POCA VALLEY BANK INC
Type	Bank
Address	WALTON, WV 25286

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Roane County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$835.00 (+5.56%)	$95,400 (+5.93%) Land $16,440 Building $78,960	$159,000 (+5.93%) Land $27,400 Building $131,600
2025	$791.00 (+5.19%)	$90,060 (+6.45%) Land $15,540 Building $74,520	$150,100 (+6.45%) Land $25,900 Building $124,200
2023	$752.00 (+1.9%)	$84,600 (+2.77%) Land $14,400 Building $70,200	$141,000 (+2.77%) Land $24,000 Building $117,000
2022	$738.00	$82,320 Land $13,860 Building $68,460	$137,200 Land $23,100 Building $114,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 44% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPT serves 4,630 people · EPA ID WV3304405
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lowe Run

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