Kent County property record for 38 Lordship Ln, Dover, DE 19901 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,960 sqft · built 1989 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jul 2017) |
| Tax Bill | $1,774 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-00-095.09-03-18.00-000 |
| Primary APN | 7-00-095.09-03-18.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 207 ft deep x 139 ft wide |
| Garage Type | Finished |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 38393 |
|---|---|
| Street Address | 38 LORDSHIP LN |
| City | DOVER |
| State | DE |
| Zip | 19901-6130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROYAL GRANT SEC II LOT 185 38 LORDSHIP LANE |
| Legal Subdivision | ROYAL GRANT |
| Legal Lot Number | 185 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 41702 |
Source: Kent County records · APN 7-00-095.09-03-18.00-000
Assessment roll updated September 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 LORDSHIP LN, DOVER, DE 19901-6130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 04, 2026 | Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY |
| Aug 18, 2020 | Deed of Trust, Mortgage · Line of Credit WSFS MORTGAGE |
| Jul 31, 2017 | Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on Record |
| Deed Sale | Jul 31, 2017 · Amount on Record |
| Prior Sale | Aug 01, 1995 · Amount on Record |
| Deed Document Number | 2017323396 |
| Deed Book / Page | 8726 / 30 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jun 04, 2026 |
| Property Address | 38 LORDSHIP LN, DOVER, DE 19901-6130 |
| Document Number | 0000537293 |
| Book / Page | 14231 / 12 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026537293 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 38 LORDSHIP LN, DOVER, DE 19901-6130 |
| Document Number | 0000537293, |
|---|---|
| Date | Jun 04, 2026 |
| Book Page | 14231/12 |
| Instrument | 2026537293 |
| Name | WILMINGTON SAVINGS FUND SOCIETY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 38 LORDSHIP LN, DOVER, DE 19901-6130 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000392658 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 10364/1 |
| Instrument | 2020-392658 |
| Name | WSFS MORTGAGE |
|---|---|
| Type | Non-Lending Institution |
| Address | WAYNE, PA 19087 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jul 31, 2017 |
| Property Address | 38 LORDSHIP LN, DOVER, DE 19901-6130 |
| Document Number | 0000323396 |
| Book / Page | 008726 / 000030 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 323396 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 LORDSHIP LN DOVER DE 199016130, DOVER, DE 19901-6130 |
| Document Number | 323397 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 008726/000034 |
| Instrument | 323397 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2047 |
Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Unified School District | Caesar Rodney School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,774.00 (-1.93%) | $335,000 (+503.6%) Land $95,500 Building $239,500 |
| 2023 | $1,809.00 | $55,500 Land $12,500 Building $43,000 |
Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010417021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Nearby Flood Claims | 2 (1979–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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