38 Longfellow Dr, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 38 Longfellow Dr, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,332 sqft · built 1930
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$138,888 (Mar 2015)
Deeds & Mortgages	Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372200 22.74-1-46`

Property Details

APN / Parcel Number

Primary APN	`372200 22.74-1-46`
Alternative APNs	`220002207400010460000000` `041480`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,332 sqft Living Area
1st Floor Area	972 sqft
Upper Floors Area	360 sqft

Exterior

Year Built	Built 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	041480
Old Parcel Number	220002207400010460000000
Street Address	38 LONGFELLOW DR
City	CARMEL
State	NY
Zip	10512-5260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LOT:46.000 BLK:1 SEC:22.74 DIST:372200 CITY/MUNI/TWP:KENT
Legal Subdivision	LAKE CARMEL
Legal Block	1
Legal Lot Number	46.000
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	1
Census Block	1001
Census Tract	10300

Owner

38 Longfellow Dr is owned by an individual who bought it in March 2015.

Source: Putnam County and Kent Town records, as of February 23, 2024

Owner of Record	Individual Name on File
Mailing Address	38 LONGFELLOW DR, CARMEL, NY 10512-5260
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2015 · Amount on File
Deed Sale	Mar 25, 2015 · Amount on File
Deed Document Number	0001975353
Deed Book / Page	1975 / 353
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	38 LONGFELLOW DR, CARMEL, NY 10512-5260
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LONGFELLOW DR, CARMEL, NY 10512-5260

Mortgage

Document Number	0078220053
Date	Oct 24, 2023
Book Page	7822/53
Instrument	6068-2023

Lender

Name	METRO CITY BANK
Type	Bank
Address	ATLANTA, GA 30340

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	13%
Index	1-Year T-Bill
Max Rate	13%

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$197,400 (-) Land $14,800 Building $182,600	$286,919 (+21.66%) Land $21,512 Building $265,407
2022	$197,400 Land $14,800 Building $182,600	$235,842 Land $17,682 Building $218,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Longfellow Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Longfellow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20