38 Locust St, Earleville, MD 21919 Property Records

Cecil County property record for 38 Locust St, Earleville, MD 21919

Property Summary

Property Type	Single Family Home
Details	1 ba · 772 sqft · built 1935
Lot Size	0.074 acres (3,218 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,000 (Nov 2020)
Tax Bill	$1,267 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-016180`

Property Details

APN / Parcel Number

Primary APN	`01-016180`
Alternative APNs	`1016180` `016180`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	772 sqft Total Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,218 sqft (0.074 acres)
Porch	Open Porch
Porch Area	120 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	016180
Street Address	38 LOCUST ST
City	EARLEVILLE
State	MD
Zip	21919-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 294 - .0739 ACRE 38 LOCUST STREET CRYSTAL BEACH MANOR
Legal Subdivision	CRYSTAL BEACH MANOR
Legal Lot Number	294
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	4
Census Block	4069
Census Tract	30100

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	223 PARHAM RD, SPRINGFIELD, PA 19064-3105
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
May 30, 2017	Trustee's Deed, Transfer Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	May 30, 2017 · Amount on Record
Deed Book / Page	4735 / 1
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Nov 25, 2020
Property Address	38 LOCUST ST, EARLEVILLE, MD 21919-2040
Document Number	0047350001
Book / Page	4735 / 1
Instrument Date	Nov 13, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	223 PARHAM RD, SPRINGFIELD, PA 19064-3105

Mortgage

Document Number	0000047355
Date	Nov 25, 2020
Instrument	4735/5

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	CECIL MD
Recording Date	May 30, 2017
Property Address	38 LOCUST ST, EARLEVILLE, MD 21919-2040
Document Number	0040730332
Book / Page	004073 / 000332
Instrument Date	May 8, 2017
Transaction Type	Transfer
Record Updated	Jul 19, 2017

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LOCUST ST EARLEVILLE MD 219192040, EARLEVILLE, MD 21919-2040

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,267.00 (+5.23%)	$116,900 (+27.53%)	$123,700 (+19.75%) Land $28,900 Building $94,800
2025	$1,204.00 (+18.97%)
2023	$1,012.00	$91,667	$103,300 Land $28,900 Building $74,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL BEACH MANOR/T&C UTILITY private · serves 500 people · EPA ID MD0070008
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	13 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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