Essex County and Danvers Town property record for 38 Locust St, Danvers, MA 01923
| Property Type | Triplex |
|---|---|
| Details | 7 bd · 5.5 ba · 5,827 sqft · built 1845 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Nov 2011) |
| Tax Bill | $11,032 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DANV M:035 L:092 P |
| Primary APN | DANV M:035 L:092 P |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 19 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 5,827 sqft Living Area |
| Gross Area | 9,822 sqft |
| Basement Area | 2,234 sqft |
| Unfinished Basement | 2,234 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1845 |
|---|---|
| Effective Year Built | Effective 1845 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,625 sqft (0.198 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 38 LOCUST ST |
|---|---|
| City | DANVERS |
| State | MA |
| Zip | 01923-2215 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | R2 |
| Legal Lot Number | 92 |
| Jurisdiction | DANVERS MA |
| Township / Civil Division | DANVERS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 211300 |
Source: Essex County and Danvers Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 LOCUST ST, DANVERS, MA 01923-2215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Aug 13, 2020 | Deed of Trust, Mortgage · VA Mortgage CAPITAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2011 · Amount on Record |
| Deed Sale | Nov 29, 2011 · Amount on Record |
| Prior Sale | Feb 1, 2010 |
| Deed Book / Page | 30876 / 381 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 38 LOCUST ST, DANVERS, MA 01923-2215 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39782-430 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 39782/430 |
| Instrument | 20210420003650 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 38 LOCUST ST, DANVERS, MA 01923-2215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38816-563 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 38816/563 |
| Instrument | 20200813000680 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Essex County and Danvers Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Danvers Town |
| Unified School District | Danvers School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,032.00 (+4.06%) | $1,003,800 (+5.19%) Land $312,500 Building $691,300 |
| 2024 | $10,602.00 (-0.78%) | $954,300 (+4.94%) Land $312,500 Building $641,800 |
| 2023 | $10,685.00 | $909,400 Land $277,200 Building $632,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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