Delaware County property record for 38 Lobdell Dr, Delaware, OH 43015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,240 sqft · built 2014 |
| Lot Size | 0.164 acres (7,144 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (May 2020) |
| Tax Bill | $7,689 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 519-343-28-020-000 |
| Primary APN | 519-343-28-020-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,240 sqft Living Area |
| Gross Area | 5,300 sqft |
| 1st Floor Area | 1,660 sqft |
| Upper Floors Area | 1,580 sqft |
| Basement Area | 1,660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Masonry Veneer |
| Lot Area | 7,144 sqft (0.164 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 90 sqft |
| Patio Area | 420 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 38 LOBDELL DR |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-4426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10531 CURTIS FARMS PH 2 |
| Legal Subdivision | CURTIS FARMS PH 2 |
| Legal Lot Number | 10531 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | DELAWARE CITY |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 10520 |
Source: Delaware County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 LOBDELL DR, DELAWARE, OH 43015-4426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK |
| Jun 11, 2021 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Jun 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| May 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 7, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2020 · Amount on Record |
| Deed Sale | May 11, 2020 · Amount on Record |
| Prior Sale | Nov 17, 2016 · Amount on Record |
| Deed Document Number | 202015600 |
| Deed Book / Page | 1725 / 757 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Sep 15, 2026 |
| Property Address | 38 LOBDELL DR, DELAWARE, OH 43015-4426 |
| Document Number | 0000024960 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202624960 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 38 LOBDELL DR, DELAWARE, OH 43015-4426 |
| Investor | Possibly a Property Investor |
| Document Number | 0000024960, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 202624960 |
| Name | FIRST COMMONWEALTH BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 3, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 38 LOBDELL DR, DELAWARE, OH 43015-4426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000026692 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 1868/1374 |
| Instrument | 202100026692 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 38 LOBDELL DR, DELAWARE, OH 43015-4426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38 LOBDELL DR, DELAWARE, OH 43015-4426 |
| Document Number | 0000012266 |
|---|---|
| Date | Jun 18, 2024 |
| Book Page | 2096/1187 |
| Instrument | 202400012266 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | May 11, 2020 |
| Property Address | 38 LOBDELL DR, DELAWARE, OH 43015-4426 |
| Document Number | 0000015600 |
| Book / Page | 1725 / 757 |
| Map Reference | OR 951 PG 714 |
| Instrument Date | May 4, 2020 |
| Instrument | 202000015600 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | COMMERCE PARK TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Investor | Possibly a Property Investor |
| Document Number | 0000015601 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 202000015601 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Apr 7, 2017 |
| Property Address | 38 LOBDELL DR, DELAWARE, OH 43015-4426 |
| Document Number | 0000009851 |
| Book / Page | 1495 / 1856 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 201700009851 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38 LOBDELL DR, DELAWARE, OH 43015-4426 |
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| Municipality | Delaware City |
| Unified School District | Delaware City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,689.00 (+5.04%) | $145,610 (-) Land $22,930 Building $122,680 | $416,000 (-) Land $65,500 Building $350,500 |
| 2024 | $7,320.00 (-0.18%) Homeowner's exemption | $145,610 (-) Land $22,930 Building $122,680 | |
| 2023 | $7,333.00 Homeowner's exemption | $145,610 Land $22,930 Building $122,680 | $416,000 Land $65,500 Building $350,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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