38 Liberty St, Catskill, NY 12414 Property Records

Greene County and Catskill Town property record for 38 Liberty St, Catskill, NY 12414

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,200 sqft · built 1888
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jan 2021)
Tax Bill	$11,572 (2025)
Deeds & Mortgages	Sep 2021 Refinance Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`81-010-15`

Property Details

APN / Parcel Number

Primary APN	`81-010-15`
Alternative APNs	`260115601800060200000000` `192601 156.18-6-20`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,200 sqft Living Area
1st Floor Area	1,622 sqft
2nd Floor Area	1,578 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	203 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	368 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	81-010-15
Street Address	38 LIBERTY ST
City	CATSKILL
State	NY
Zip	12414-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Block	6
Legal Lot Number	20.000
Jurisdiction	GREENE NY
Township / Civil Division	CATSKILL
Census Block Group	2
Census Block	2018
Census Tract	81002

Owner

Source: Greene County and Catskill Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 LIBERTY ST, CATSKILL, NY 12414-1441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LENOX FINANCIAL MORTGAGE
Jan 5, 2021	Grant Deed, Transfer NOT AVAILABLE
Feb 6, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Prior Sale	Feb 6, 2020 · Amount on Record
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE NY
Property Address	38 LIBERTY ST, CATSKILL, NY 12414-1441
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M20213652
Date	Sep 16, 2021
Instrument	M2021-3652

Lender

Name	LENOX FINANCIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE NY
Recording Date	Jan 5, 2021
Property Address	38 LIBERTY ST, CATSKILL, NY 12414-1441
Document Number	0000000023
Instrument Date	Dec 23, 2020
Instrument	23
Transaction Type	Transfer
Record Updated	Feb 23, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 MULBERRY ST #1L NEWARK NJ 071024009, 1L, NEWARK, NJ 07102-4009

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE NY
Recording Date	Feb 6, 2020
Property Address	38 LIBERTY ST, CATSKILL, NY 12414-1441
Document Number	0000000284
Instrument Date	Feb 4, 2020
Instrument	284
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 2ND AVE TROY NY 12180, TROY, NY 12180

Tax Assessment & Valuation

Source: Greene County and Catskill Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Greene County
County Subdivision	Catskill Town
Municipality	Catskill Village
Unified School District	Catskill Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,572.00 (+3.05%)	$158,900 (-) Land $13,500 Building $145,400	$567,500 (+16.07%) Land $48,214 Building $519,286
2024	$11,230.00 (+105.15%)	$158,900 (-) Land $13,500 Building $145,400	$488,923 (+11.54%) Land $41,538 Building $447,385
2023		$158,900 (-4.62%) Land $13,500 Building $145,400	$438,345 (+6.56%) Land $37,241 Building $401,104
2022	$5,474.00	$166,600 Land $13,500 Building $153,100	$411,358 Land $33,333 Building $378,025

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Nearby Flood Policies	36 units insured incl. 18 condo units
Nearby Flood Claims	17 (1996–2023)
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATSKILL VILLAGE serves 8,000 people · EPA ID NY1900026
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022 Turbidity resolved · Dec 2019 Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Fiber · Cable	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Nearby Properties on Liberty St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures