38 Leonard Davis Rd, Robbinsville, NC 28771 Property Records

Graham County property record for 38 Leonard Davis Rd, Robbinsville, NC 28771

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,764 sqft · built 1964
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Aug 2021)
Tax Bill	$717 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5651-00-00-1022-0`

Property Details

APN / Parcel Number

Primary APN	`5651-00-00-1022-0`
Alternative APN	`155899037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,764 sqft Heated Area
Gross Area	3,230 sqft
1st Floor Area	1,764 sqft
Basement Area	252 sqft
Unfinished Basement	252 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1967
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Carport
Garage Area	504 sqft
Carport	Carport
Carport Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	198 sqft
Patio Area	710 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	155899037
Street Address	38 LEONARD DAVIS RD
City	ROBBINSVILLE
State	NC
Zip	28771-7864
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR LEONARD DAVIS
Legal Subdivision	SURVEY FOR LEONARD DAVIS ETUX
Jurisdiction	GRAHAM NC
Township / Civil Division	CHEOAH
Census Block Group	2
Census Block	2003
Census Tract	920300

Owner

38 Leonard Davis Rd, a rural home, is owned and occupied by an individual who bought it in August 2021.

Source: Graham County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	38 LEONARD DAVIS RD, ROBBINSVILLE, NC 28771-7864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	Sep 16, 2013 · Amount on File
Deed Book / Page	395 / 109
Prior Transfer Date	Sep 16, 2005
Prior Transfer Doc	000260/005
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM NC
Recording Date	Aug 10, 2021
Property Address	38 LEONARD DAVIS RD, ROBBINSVILLE, NC 28771-7864
Document Number	395/109
Book / Page	395 / 109
Map Reference	CAB DB SL 1288
Instrument Date	Jun 10, 2021
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2457, ROBBINSVILLE, NC 28771-2457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LEONARD DAVIS RD, ROBBINSVILLE, NC 28771-7864

Mortgage

Document Number	395117
Date	Aug 10, 2021
Instrument	395/117

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Sep 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

The 2026 property tax bill for 38 Leonard Davis Rd was $717, up 10.1% from the year before.

Source: Graham County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Graham County
Unified School District	Graham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$717.00 (+10.14%)	$110,350 (-) Land $15,140 Building $95,210	$110,350 (-) Land $15,140 Building $95,210
2025	$651.00	$110,350 Land $15,140 Building $95,210	$110,350 Land $15,140 Building $95,210
2023	$651.00	$110,350 Land $15,140 Building $95,210	$110,350 Land $15,140 Building $95,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Leonard Davis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Leonard Davis Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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