Essex County and Haverhill City property record for 38 Leonard Ave, Haverhill, MA 01835
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,856 sqft · built 1989 |
| Lot Size | 0.117 acres (5,075 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,000 (Oct 2000) |
| Tax Bill | $5,425 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 748-4-50 |
| Primary APN | 748-4-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,856 sqft Living Area |
| Gross Area | 3,112 sqft |
| Basement Area | 857 sqft |
| Unfinished Basement | 429 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,075 sqft (0.117 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 748-4-50 |
|---|---|
| Street Address | 38 LEONARD AVE |
| City | HAVERHILL |
| State | MA |
| Zip | 01835-7919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PEABODY PARK |
| Legal Block | 4 |
| Legal Lot Number | 50 |
| Jurisdiction | HAVERHILL MA |
| Township / Civil Division | HAVERHILL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 261101 |
38 Leonard Ave is owned and occupied by an individual who bought it in October 2000.
Source: Essex County and Haverhill City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 LEONARD AVE, HAVERHILL, MA 01835-7919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION |
| Oct 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ALIGN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2000 · Amount on File |
| Deed Sale | Oct 13, 2000 · Amount on File |
| Deed Book / Page | 16618 / 425 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 38 LEONARD AVE, HAVERHILL, MA 01835-7919 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041082-527 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 41082/527 |
| Instrument | 20220722002000 |
| Name | ALIGN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAVERHILL MA |
| Property Address | 38 LEONARD AVE, HAVERHILL, MA 01835-7919 |
| Document Number | 37966-155 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 38 LEONARD AVE HAVERHILL MA 018357919, HAVERHILL, MA 01835-7919 |
| Document Number | 37966-155 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 037966/000155 |
| Instrument | 1025002310 |
| Name | ALIGN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 24, 2049 |
The 2025 property tax bill for 38 Leonard Ave was $5,425, up 5.2% from the year before.
Source: Essex County and Haverhill City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Haverhill City |
| Unified School District | Haverhill School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,425.00 (+5.24%) | $506,500 (+4.54%) Land $180,500 Building $326,000 | $538,460 |
| 2024 | $5,155.00 (+5.72%) | $484,500 (+10.79%) Land $180,500 Building $304,000 | |
| 2023 | $4,876.00 | $437,300 Land $170,000 Building $267,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Leonard Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1996–2006) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Leonard Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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