38 Lenelle Ct, Moraga, CA 94556 Property Records

Contra Costa County property record for 38 Lenelle Ct, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,349 sqft · built 1968
Lot Size	0.689 acres (30,000 sqft)
Owner	2 Trust Names on File
Last Sale	$2,300,000 (Feb 2026)
Tax Bill	$15,513 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`256-194-020-2`

Property Details

APN / Parcel Number

Primary APN	`256-194-020-2`
Alternative APN	`256-194-020`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Stories	1 Story
Building Area	3,349 sqft Living Area
1st Floor Area	1,864 sqft
Basement Area	1,485 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	30,000 sqft (0.689 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38 LENELLE CT
City	MORAGA
State	CA
Zip	94556-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3562 LOT 90 EX MR
Legal Subdivision	SUBDIVISION 3562
Legal Tract	3562
Legal Lot Number	90
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3015
Census Tract	351200

Owner

38 Lenelle Ct is owner-occupied and held in a trust since February 2026.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	38 LENELLE CT, MORAGA, CA 94556-2411
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 20, 2026	Grant Deed, Transfer · Conventional Mortgage TRAVIS CU
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on File
Deed Sale	Feb 20, 2026 · Amount on File
Prior Sale	Jul 15, 2014 · Amount on File
Deed Document Number	202617228
Prior Transfer Date	Jul 1, 2014
Prior Transfer Doc	0000116554
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	38 LENELLE CT, MORAGA, CA 94556-2411
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LENELLE CT, MORAGA, CA 94556-2411

Mortgage

Document Number	0000093869
Date	Sep 28, 2023
Instrument	2023-093869

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	38 LENELLE CT, MORAGA, CA 94556-2411
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LENCLLE COURT, MORAGA, CA 94556-2411

Mortgage

Document Number	0000074686
Date	Mar 11, 2021
Instrument	2021-074686

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 20, 2026
Property Address	38 LENELLE CT, MORAGA, CA 94556-2411
Document Number	0000017228
Map Reference	MB 113 PG 1
Instrument Date	Feb 13, 2026
Instrument	2026- 017228
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LENELLE CT, MORAGA, CA 94556-2411

Mortgage

Document Number	0000017229
Date	Feb 20, 2026
Instrument	2026- 017229

Lender

Name	TRAVIS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 4, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Max Rate	10.1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	38 LENELLE CT, MORAGA, CA 94556-2411
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127161
Date	Jun 29, 2020
Instrument	2020-127161

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 38 Lenelle Ct was $15,513.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,256,526 (+2%) Land $888,764 Building $367,762
2025	$15,513.00	$1,231,889 Land $871,338 Building $360,551
2023	$14,669.00 (+1.59%)	$1,184,054 Land $837,503 Building $346,551
2022	$14,440.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38 Lenelle Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1980–1995)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Lenelle Ct is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Verizon.

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