Okaloosa County property record for 38 Lee Ln, Mary Esther, FL 32569
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 1,899 sqft · built 2020 |
| Lot Size | 0.453 acres (19,740 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Jun 2020) |
| Tax Bill | $4,237 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-127-3483-5 |
| Primary APN | C56-001-127-3483-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 1,899 sqft Heated Area |
| Gross Area | 2,511 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 19,740 sqft (0.453 acres) |
| Lot Width | 70 ft Width |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Porch | Open Porch |
| Porch Area | 172 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 38 LEE LN |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG NW COR OF SW1/4 E 2948.08FT S 124FT W 70FT TO POB S 94FT W 70FT N 94FT E 70FT TO POB |
| Legal Range | 25 |
| Legal Section | 16 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23100 |
38 Lee Ln is owned by an individual who bought it in June 2020.
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 702 W OLD BROWNSVILLE RD, LIBERTY, IN 47353-8791 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2020 · Amount on File |
| Deed Sale | Jun 22, 2020 · Amount on File |
| Deed Document Number | 3367434 |
| Deed Book / Page | 3470 / 2123 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 38 LEE LN, MARY ESTHER, FL 32569-1420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 38 LEE LN, MARY ESTHER, FL 32569-1420 |
| Document Number | 0035892544 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 3589/2544 |
| Instrument | 3508251 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 38 Lee Ln was $4,237.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,237.00 | $355,952 Land $55,218 Building $300,734 | $355,952 Land $55,218 Building $300,734 |
| 2023 | $2,896.00 (+5.42%) Homeowner's exemption | $275,617 (+3%) | $356,343 (+6.68%) Land $37,019 Building $319,324 |
| 2022 | $2,747.00 Homeowner's exemption | $267,589 | $334,027 Land $34,597 Building $299,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Lee Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 259 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 287 (1991–2021) |
| Claims Outside the SFHA | 104 of 287 |
| Most Recent Claim | Jul 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Lee Ln is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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