38 Lawrence St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 38 Lawrence St, Pawtucket, RI 02860

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 4 ba · 3,584 sqft · built 1910
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Nov 2018)
Tax Bill	$7,898 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:20 L:0601`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:20 L:0601`
Alternative APN	`200601`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,584 sqft Living Area
Gross Area	5,839 sqft
1st Floor Area	1,723 sqft
Attic	Attic
Attic Area	1,224 sqft
Basement Area	1,371 sqft
Unfinished Basement	1,371 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	200601
Street Address	38 LAWRENCE ST
City	PAWTUCKET
State	RI
Zip	02860-2391
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RM
Legal Lot Number	601
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	3
Census Block	3004
Census Tract	16000

Owner

38 Lawrence St, a residential property, is owned and occupied by two individuals who bought it in November 2018.

Source: Pawtucket City records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 LAWRENCE ST, PAWTUCKET, RI 02860-2391
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust GUILD MORTGAGE COMPANY
Nov 30, 2018	Warranty Deed, Transfer · Conventional Mortgage JG WENTWORTH HM LNDG
Apr 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage ELLEN M SNYDER
Mar 1, 2018	Foreclosure ELLEN M SNYDER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Prior Sale	Mar 1, 2018 · Amount on File
Deed Book / Page	4314 / 121
Record Updated	Sep 20, 2026

July 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Recording Date	Jul 14, 2026
Property Address	38 LAWRENCE ST, PAWTUCKET, RI 02860-2391
Document Number	0000000002
Book / Page	5342 / 4
Instrument Date	Jul 13, 2026
Instrument	20262
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LAWRENCE ST, PAWTUCKET, RI 02860-2391

Mortgage

Document Number	0000000002,
Date	Jul 14, 2026
Book Page	5342/4
Instrument	20262

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Nov 30, 2018
Property Address	38 LAWRENCE ST, PAWTUCKET, RI 02860-2391
Document Number	4314-121
Book / Page	004314 / 000121
Instrument Date	Nov 29, 2018
Instrument	87
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 LAWRENCE ST PAWTUCKET RI 028602391, PAWTUCKET, RI 02860-2391

Mortgage

Document Number	4314-124
Date	Nov 30, 2018
Book Page	004314/000124
Instrument	88

Lender

Name	JG WENTWORTH HM LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	38 LAWRENCE ST, PAWTUCKET, RI 02860-2391
Document Number	4217-61
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 SCHOOL ST PAWTUCKET RI 028605323, PAWTUCKET, RI 02860-5323

Mortgage

Document Number	4217-61
Date	Apr 17, 2018
Book Page	004217/000061
Instrument	53

Lender

Name	ELLEN M SNYDER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	PAWTUCKET RI
Recording Date	Mar 1, 2018
Property Address	38 LAWRENCE ST, PAWTUCKET, RI 02860-2391
Document Number	4200-60
Book / Page	004200 / 000060
Instrument Date	Dec 27, 2017
Instrument	54
Transaction Type	Foreclosure
Record Updated	Apr 4, 2018

Transaction

Amount	Amount on Record
Tax	$155.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 CLEVELAND ST PAWTUCKET RI 028605238, PAWTUCKET, RI 02860-5238

Mortgage

Document Number	4200-85
Date	Mar 1, 2018
Book Page	004200/000085
Instrument	55

Lender

Name	ELLEN M SNYDER

Agreement

Amount	Amount on Record

Mortgage

Document Number	4200-93,
Date	Mar 1, 2018
Book Page	004200/000093
Instrument	56

Lender

Name	MARIA A JAIMES

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 38 Lawrence St was $7,898.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,898.00	$600,600 Land $112,400 Building $488,200
2023	$6,822.00 (+2.17%)	$402,700 (-) Land $65,100 Building $337,600
2022	$6,677.00	$402,700 Land $65,100 Building $337,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38 Lawrence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 38 Lawrence St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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