38 Laurel St, Fairhaven, MA 02719 Property Records

Bristol County and Fairhaven Town property record for 38 Laurel St, Fairhaven, MA 02719

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,792 sqft · built 1920
Lot Size	0.165 acres (7,200 sqft)
Owner	Trust Name on File
Last Sale	$350,000 (Feb 2006)
Tax Bill	$4,428 (2026)
Deeds & Mortgages	Jul 2023 Refinance Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:000005 L:00059 S`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:000005 L:00059 S`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
Gross Area	3,942 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	38 LAUREL ST
City	FAIRHAVEN
State	MA
Zip	02719-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	59
Jurisdiction	FAIRHAVEN MA
Township / Civil Division	FAIRHAVEN
Census Block Group	1
Census Block	1015
Census Tract	655400

Owner

38 Laurel St is owner-occupied and held in a trust since February 2006.

Source: Bristol County and Fairhaven Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	38 LAUREL ST, FAIRHAVEN, MA 02719-2839
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST BANK
Jul 14, 2017	Deed of Trust, Mortgage · Closed-End Mortgage BAYCOAST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2006 · Amount on File
Deed Sale	Feb 23, 2006 · Amount on File
Prior Sale	Aug 29, 1997 · Amount on File
Deed Book / Page	8013 / 117
Transfer Doc	6825000026
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRHAVEN MA
Property Address	38 LAUREL ST, FAIRHAVEN, MA 02719-2839
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014744-102
Date	Jul 26, 2023
Book Page	14744/102
Instrument	13059

Lender

Name	BAYCOAST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRHAVEN MA
Property Address	38 LAUREL ST, FAIRHAVEN, MA 02719-2839
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12136-218
Date	Jul 14, 2017
Book Page	12136/218
Instrument	16203

Lender

Name	BAYCOAST BANK

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 38 Laurel St was $4,428, up 9,963.6% from the year before.

Source: Bristol County and Fairhaven Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
County Subdivision	Fairhaven Town
Unified School District	Fairhaven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,428.00 (+9,963.64%)	$481,800 (+1.03%) Land $241,900 Building $239,900	$555,004 (+0.11%)
2025	$44.00 (-98.99%)	$476,900 (+0.65%) Land $241,900 Building $235,000	$554,420
2024	$4,373.00 (+3.43%)	$473,800 (+11.51%) Land $241,900 Building $231,900
2023	$4,228.00	$424,900 Land $208,700 Building $216,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Laurel St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	31 (1978–2018)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Hurricane Bob, Aug 1991 · 18 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38 Laurel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRHAVEN WATER DEPT serves 15,155 people · EPA ID MA4094000
Water Source	Groundwater
Last State Inspection	May 2026
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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