Morris County and Jefferson Township property record for 38 Laurel Dr, Oak Ridge, NJ 07438
| Property Type | Single Family Home |
|---|---|
| Details | 1,282 sqft · built 1940 |
| Lot Size | 0.502 acres (21,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Aug 2023) |
| Tax Bill | $8,952 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Oct 2022 Mortgage |
| APN | 14-00505-0000-00013 |
| Primary APN | 14-00505-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,282 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 21,867 sqft (0.502 acres) |
| Lot Dimensions | 113 ft deep x 130 ft wide |
| Street Address | 38 LAUREL DR |
|---|---|
| City | OAK RIDGE |
| State | NJ |
| Zip | 07438-9152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Subdivision | COZY LAKE INC |
| Legal Block | 505 |
| Legal Lot Number | 13 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 44601 |
38 Laurel Dr is owned and occupied by two individuals who bought it in August 2023.
Source: Morris County and Jefferson Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 LAUREL DR, OAK RIDGE, NJ 07438-9152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2023 | Deed, Transfer · FHA Mortgage NORTHPOINTE BANK |
| Oct 25, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2023 · Amount on File |
| Deed Sale | Aug 15, 2023 · Amount on File |
| Prior Sale | May 13, 2010 · Amount on File |
| Deed Document Number | 202330431 |
| Deed Book / Page | 24640 / 1725 |
| Prior Transfer Date | Sep 22, 2022 |
| Prior Transfer Doc | 0245170938 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Aug 15, 2023 |
| Property Address | 38 LAUREL DR, OAK RIDGE, NJ 07438-9152 |
| Document Number | 0246401725 |
| Book / Page | 24640 / 1725 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023030431 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2023 |
| Title Company | SECURITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,167.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 LAUREL DR, OAK RIDGE, NJ 07438-9152 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38 LAUREL DR, OAK RIDGE, NJ 07438-9152 |
| Document Number | 0246401730 |
|---|---|
| Date | Aug 15, 2023 |
| Book Page | 24640/1730 |
| Instrument | 2023030432 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Oct 25, 2022 |
| Property Address | 38 LAUREL DR, OAK RIDGE, NJ 07438-9152 |
| Document Number | 0245170938 |
| Book / Page | 24517 / 938 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022070045 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 LAUREL DR, 38, OAK RIDGE, NJ 07438-9152 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38 LAUREL DR, OAK RIDGE, NJ 07438-9152 |
| Document Number | 2022070046 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 2022070046 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
Source: Morris County and Jefferson Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Jefferson Township |
| Unified School District | Jefferson Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,200 (-) Land $90,500 Building $207,700 | $298,200 (-) Land $90,500 Building $207,700 | |
| 2025 | $298,200 Land $90,500 Building $207,700 | $298,200 Land $90,500 Building $207,700 | |
| 2024 | $8,952.00 | ||
| 2023 | $192,800 (-) Land $90,500 Building $102,300 | $192,800 (-) Land $90,500 Building $102,300 | |
| 2022 | $5,494.00 (+26.07%) | $192,800 Land $90,500 Building $102,300 | $192,800 Land $90,500 Building $102,300 |
| 2021 | $4,358.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 38 Laurel Dr; there have been 3 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2000–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Laurel Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
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