38 Lakeview Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 38 Lakeview Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 1960
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Nov 2022)
Tax Bill	$3,350 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T34 007`

Property Details

APN / Parcel Number

Primary APN	`T34 007`
Alternative APN	`775200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,888 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Terrain	Gentle Slope
Deck Area	112 sqft
Patio Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	775200
Street Address	38 LAKEVIEW DR
City	TOCCOA
State	GA
Zip	30577-3086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 10, E PT LOT 9 MRS W H CAMP S/D
Legal Subdivision	W H CAMP S/D
Legal Lot Number	10,9
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2025
Census Tract	970102

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	38 LAKEVIEW DR, TOCCOA, GA 30577-3086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER
Nov 10, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER
Jan 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Mar 8, 2019	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MTG
Mar 11, 2019	Warranty Deed, Transfer · FHA Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Mar 8, 2019 · Amount on Record
Deed Document Number	0001315201
Deed Book / Page	1315 / 201
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 10, 2022
Property Address	38 LAKEVIEW DR, TOCCOA, GA 30577-3086
Document Number	0013150201
Book / Page	1315 / 201
Instrument Date	Nov 10, 2022
Instrument	2022-001589
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LAKEVIEW DR, TOCCOA, GA 30577-3086

Mortgage

Document Number	0013150000000203
Date	Nov 15, 2022
Book Page	0000001315/0000000203
Instrument	001873

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 10, 2022
Property Address	38 LAKEVIEW DR, TOCCOA, GA 30577-3086
Document Number	0013150201
Book / Page	1315 / 201
Instrument Date	Nov 10, 2022
Instrument	2022-001589
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LAKEVIEW DR, TOCCOA, GA 30577-3086

Mortgage

Document Number	0000001873
Date	Nov 10, 2022
Instrument	001873

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	38 LAKEVIEW DR, TOCCOA, GA 30577-3086
Document Number	0012000058
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LAKEVIEW DR TOCCOA GA 305773086, TOCCOA, GA 30577-3086

Mortgage

Document Number	0012000058
Date	Jan 22, 2020
Book Page	001200/000058

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	38 LAKEVIEW DR, TOCCOA, GA 30577-3086
Document Number	0011760403
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LAKEVIEW DR TOCCOA GA 305773086, TOCCOA, GA 30577-3086

Mortgage

Document Number	0011760403
Date	Apr 26, 2019
Book Page	001176/000403

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 11, 2019
Property Address	38 LAKEVIEW DR, TOCCOA, GA 30577-3086
Document Number	0011730004
Book / Page	001173 / 000004
Instrument Date	Mar 8, 2019
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LAKEVIEW DR TOCCOA GA 305773086, TOCCOA, GA 30577-3086

Mortgage

Document Number	11730006
Date	Mar 11, 2019
Book Page	001173/000006

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,350.00 (+63.89%)	$96,021 (+66.16%) Land $3,376 Building $92,645	$240,053 (+66.16%) Land $8,441 Building $231,612
2023	$2,044.00 (+82.66%)	$57,789 (+82.66%) Land $3,376 Building $54,413	$144,473 (+82.66%) Land $8,441 Building $136,032
2022	$1,119.00	$31,637 Land $3,376 Building $28,261	$79,093 Land $8,441 Building $70,652

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
TruVista Communications Cable	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband.

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