38 Lake View Dr, Raphine, VA 24472 Property Records

Rockbridge County property record for 38 Lake View Dr, Raphine, VA 24472

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,400 sqft · built 1992
Lot Size	0.747 acres (32,539 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Apr 2017)
Tax Bill	$1,823 (2026)
Deeds & Mortgages	Aug 2023 Transfer Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28 8 3`

Property Details

APN / Parcel Number

Primary APN	`28 8 3`
Alternative APN	`2043`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
Gross Area	3,158 sqft
1st Floor Area	1,050 sqft
Basement Area	875 sqft
Finished Basement	875 sqft
Flooring	Softwood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,539 sqft (0.747 acres)
Terrain	Wooded
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	280 sqft
Deck Area	43 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2043
Street Address	38 LAKE VIEW DR
City	RAPHINE
State	VA
Zip	24472-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AT
Legal Description	WOODS EDGE SUB DIV LOT 3
Legal Subdivision	WOODS EDGE SUB DIV
Legal Lot Number	3
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	SOUTH RIVER
Census Block Group	3
Census Block	3008
Census Tract	930102

Owner

Source: Rockbridge County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 LAKE VIEW DR, RAPHINE, VA 24472-2516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Gift Deed, Transfer BRIDGE TITLE SERVICES, ROCKBRIDGE TITLE SERVICES
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Apr 6, 2017	Deed, Transfer · ARM
Apr 6, 2017	Deed, Transfer · ARM
Apr 6, 2017	Deed, Transfer · ARM CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2017 · Amount on Record
Deed Sale	Apr 6, 2017 · Amount on Record
Deed Document Number	2017982
Record Updated	Oct 29, 2026

August 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Aug 11, 2023
Property Address	38 LAKE VIEW DR, RAPHINE, VA 24472-2516
Document Number	0230001831
Map Reference	CAB 3S L 15-19
Instrument Date	Aug 8, 2023
Instrument	230001831
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	BRIDGE TITLE SERVICES, ROCKBRIDGE TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 DONALD ST, LEXINGTON, VA 24450-2830
Mail Care Of	CHARLES AND ADRIENNE BODIE

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	38 LAKE VIEW DR, RAPHINE, VA 24472-2516
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LAKE VIEW DR, RAPHINE, VA 24472-2516

Mortgage

Document Number	210004191
Date	Nov 1, 2021
Instrument	210004191

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	RAPHINE, VA 24472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.79%
Type Change Date	Nov 1, 2031
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.79%
Index	1-Year CMT
Max Rate	7.79%

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Apr 6, 2017
Property Address	38 LAKE VIEW DR, RAPHINE, VA 24472-2516
Document Number	170000982
Map Reference	CAB 1 SL 488
Instrument Date	Apr 4, 2017
Instrument	170000982
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 LAKE VIEW DR, RAPHINE, VA 24472-2516

Mortgage

Document Number	, 170000983
Date	Apr 6, 2017
Instrument	170000983

Lender

Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	May 1, 2022
Change Frequency	5 Years
Min Rate At Change	2.87%
Max Rate At Change	5.99%
Index	5-Year CMT
Max Rate	7.99%

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Apr 6, 2017
Property Address	38 LAKE VIEW DR, RAPHINE, VA 24472-2516
Document Number	170000982
Map Reference	CAB 1 SL 488
Instrument Date	Apr 4, 2017
Instrument	170000982
Transaction Type	Transfer
Record Updated	Feb 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 LAKE VIEW DR, RAPHINE, VA 24472-2516

Mortgage

Document Number	, 170000983
Date	Apr 6, 2017
Instrument	170000983

Lender

Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	May 1, 2022
Change Frequency	5 Years
Min Rate At Change	2.87%
Max Rate At Change	5.99%
Index	5-Year CMT
Max Rate	7.99%

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Apr 6, 2017
Property Address	38 LAKE VIEW DR, RAPHINE, VA 24472-2516
Document Number	170000982
Map Reference	CAB 1 SL 488
Instrument Date	Apr 4, 2017
Instrument	170000982
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 LAKE VIEW DR, RAPHINE, VA 24472-2516

Mortgage

Document Number	170000983
Date	Apr 6, 2017
Instrument	170000983

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	May 1, 2022
Change Frequency	5 Years
Min Rate At Change	2.87%
Max Rate At Change	5.99%
Index	5-Year CMT
Max Rate	7.99%

Tax Assessment & Valuation

Source: Rockbridge County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,823.00 (-32.61%)	$284,900 (-) Land $40,000 Building $244,900	$284,900 (-) Land $40,000 Building $244,900
2025		$284,900 (-) Land $40,000 Building $244,900	$284,900 (-) Land $40,000 Building $244,900
2023		$284,900 (+22.91%) Land $40,000 Building $244,900	$284,900 (+22.91%) Land $40,000 Building $244,900
2022	$2,705.00	$231,800 Land $30,000 Building $201,800	$231,800 Land $30,000 Building $201,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BARC Connects Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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