Hampton City property record for 38 Lake Ferguson Ct, Hampton, VA 23669
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,732 sqft · built 1991 |
| Lot Size | 0.278 acres (12,092 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (May 2018) |
| Tax Bill | $4,416 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Sep 2023 Line of Credit + 4 more |
| APN | 08J004 02 00093 |
| Primary APN | 08J004 02 00093 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,732 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,092 sqft (0.278 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 139 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8002838 |
|---|---|
| Street Address | 38 LAKE FERGUSON CT |
| City | HAMPTON |
| State | VA |
| Zip | 23669-2385 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 R-11 ONE |
| Legal Description | PHILLIPS LAKE 2 L93. |
| Legal Subdivision | PHILLIPS LAKE |
| Legal Lot Number | 93 |
| Jurisdiction | HAMPTON CITY VA |
| Township / Civil Division | HAMPTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10800 |
Source: Hampton City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 LAKE FERGUSON CT, HAMPTON, VA 23669-2385 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LANGLEY FEDERAL CREDIT UNION |
| Sep 8, 2023 | Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION |
| Nov 30, 2006 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Nov 3, 2006 | Deed of Trust, Mortgage · ARM HOMECOMINGS FINANCIAL LLC |
| May 29, 2018 | Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC |
| Feb 2, 2005 | Warranty Deed, Transfer · VA Mortgage CHARTWAY F C U |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2018 · Amount on Record |
| Deed Sale | May 29, 2018 · Amount on Record |
| Prior Sale | Feb 2, 2005 · Amount on Record |
| Deed Document Number | 20186365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 38 LAKE FERGUSON CT, HAMPTON, VA 23669-2385 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0210017174 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 210017174 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 38 LAKE FERGUSON CT, HAMPTON, VA 23669-2385 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0230010982 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 230010982 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | Aug 18, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 38 LAKE FERGUSON CT, HAMPTON, VA 23669-2385 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0600/30799 |
|---|---|
| Date | Nov 30, 2006 |
| Book Page | 600/30799 |
| Name | SUNTRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 14, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 38 LAKE FERGUSON CT, HAMPTON, VA 23669-2385 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0600/28680 |
|---|---|
| Date | Nov 3, 2006 |
| Book Page | 600/28680 |
| Name | HOMECOMINGS FINANCIAL LLC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.63% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2009 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Recording Date | May 29, 2018 |
| Property Address | 38 LAKE FERGUSON CT, HAMPTON, VA 23669-2385 |
| Document Number | 180006365 |
| Instrument Date | May 9, 2018 |
| Instrument | 180006365 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 LAKE FERGUSON CT, HAMPTON, VA 23669-2385 |
| Document Number | 180006366 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 180006366 |
| Name | OVM FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Recording Date | Feb 2, 2005 |
| Property Address | 38 LAKE FERGUSON CT, HAMPTON, VA 23669-2385 |
| Document Number | 00500/2694 |
| Book / Page | 500 / 2694 |
| Instrument Date | Jan 25, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005002695 |
|---|---|
| Date | Feb 2, 2005 |
| Instrument | 500/2695 |
| Name | CHARTWAY F C U |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Hampton City assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Hampton City |
| Unified School District | Hampton City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,500 (+3.1%) Land $80,000 Building $305,500 | $385,500 (+3.1%) Land $80,000 Building $305,500 | |
| 2025 | $4,416.00 (+9.12%) | $373,900 (+11.05%) Land $80,000 Building $293,900 | $373,900 (+11.05%) Land $80,000 Building $293,900 |
| 2023 | $4,047.00 (+17.58%) | $336,700 Land $75,000 Building $261,700 | $336,700 Land $75,000 Building $261,700 |
| 2022 | $3,442.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 89 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 89 in force |
| Nearby Flood Claims | 34 (1994–2024) |
| Claims Outside the SFHA | 13 of 34 |
| Most Recent Claim | May 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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