Hampden County and Springfield City property record for 38 Lafayette St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,110 sqft · built 1918 |
| Lot Size | 0.13 acres (5,667 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $38,850 (Jan 2020) |
| Tax Bill | $4,905 (2026) |
| Deeds & Mortgages | Dec 2023 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:07430 P:0008 |
| Primary APN | SPRI S:07430 P:0008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,110 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Basement Area | 123 sqft |
| Unfinished Basement | 123 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,667 sqft (0.13 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 74300008 |
|---|---|
| Street Address | 38 LAFAYETTE ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-3404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 801300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the McKnight District (Boundary Increase) listed 1986 · 476 contributing resources · NRIS 86002466 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 LAFAYETTE ST, SPRINGFIELD, MA 01109-3404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jan 22, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2020 · Amount on Record |
| Deed Sale | Jan 22, 2020 · Amount on Record |
| Prior Sale | Jun 26, 1996 · Amount on Record |
| Deed Document Number | 20203565 |
| Deed Book / Page | 23054 / 28 |
| Prior Transfer Date | Jan 17, 2020 |
| Prior Transfer Doc | 23054-28 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 38 LAFAYETTE ST, SPRINGFIELD, MA 01109-3404 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 025258-591 |
|---|---|
| Date | Dec 13, 2023 |
| Book Page | 25258/591 |
| Instrument | 59043 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 38 LAFAYETTE ST, SPRINGFIELD, MA 01109-3404 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 023467-432 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 23467/432 |
| Instrument | 58351 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jan 22, 2020 |
| Property Address | 38 LAFAYETTE ST, SPRINGFIELD, MA 01109-3404 |
| Document Number | 23054-28 |
| Book / Page | 023054 / 000028 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 3565 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $181.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 CATHERINE ST SPRINGFIELD MA 01106, SPRINGFIELD, MA 01106 |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,905.00 (+2.53%) | $317,300 (+4%) Land $24,300 Building $293,000 | $354,681 (+25.16%) |
| 2025 | $4,784.00 (+6.17%) | $305,100 (+15.44%) Land $25,200 Building $279,900 | $283,385 (+0.27%) |
| 2024 | $282,625 | ||
| 2023 | $4,506.00 | $264,300 Land $22,400 Building $241,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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