38 Lafayette St, Amesbury, MA 01913 Property Records

Essex County and Amesbury City property record for 38 Lafayette St, Amesbury, MA 01913

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 982 sqft · built 1975
Lot Size	0.323 acres (14,086 sqft)
Owner	Individual Name on File
Last Sale	$327,000 (Jan 2023)
Tax Bill	$7,925 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`AMES M:66 B:0054`

Property Details

APN / Parcel Number

Primary APN	`AMES M:66 B:0054`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	982 sqft Living Area
Gross Area	2,418 sqft
1st Floor Area	982 sqft
Basement Area	950 sqft
Unfinished Basement	950 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,086 sqft (0.323 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	38 LAFAYETTE ST
City	AMESBURY
State	MA
Zip	01913-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Block	54
Jurisdiction	AMESBURY MA
Township / Civil Division	AMESBURY TOWN
Census Block Group	1
Census Block	1016
Census Tract	266300

Owner

38 Lafayette St is owned and occupied by an individual who bought it in January 2023.

Source: Essex County and Amesbury City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	38 LAFAYETTE ST, AMESBURY, MA 01913-3826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Jul 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Sep 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2023 · Amount on File
Deed Sale	Jan 31, 2023 · Amount on File
Prior Sale	Oct 19, 1995 · Amount on File
Deed Document Number	20232990
Deed Book / Page	41421 / 301
Record Updated	Oct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMESBURY MA
Recording Date	Jan 31, 2023
Property Address	38 LAFAYETTE ST, AMESBURY, MA 01913-3826
Document Number	041421-301
Book / Page	41421 / 301
Instrument Date	Jan 31, 2023
Instrument	20230131002990
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 LAFAYETTE ST, AMESBURY, MA 01913-3826

Mortgage

Document Number	230131003000
Date	Jan 31, 2023
Instrument	230131003000

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	38 LAFAYETTE ST, AMESBURY, MA 01913-3826
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040093-90
Date	Jul 19, 2021
Book Page	40093/90
Instrument	20210719001930

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	38 LAFAYETTE ST, AMESBURY, MA 01913-3826
Document Number	36188-540
Book / Page	036188 / 000540
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36188-540
Date	Sep 20, 2017
Book Page	036188/000540
Instrument	1709200001

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 19, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 38 Lafayette St was $7,925, up 8.6% from the year before.

Source: Essex County and Amesbury City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Amesbury City
Unified School District	Amesbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,925.00 (+8.64%)	$526,600 (+10.44%) Land $241,500 Building $285,100	$526,025 (+35.81%)
2025	$7,295.00 (-0.29%)	$476,800 (+1.92%) Land $227,800 Building $249,000	$387,315
2024	$7,316.00 (+19.37%)	$467,800 (+24.71%) Land $214,900 Building $252,900
2023	$6,129.00	$375,100 Land $186,800 Building $188,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Lafayette St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1978–2007)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Severe Storms And Flooding, May 2006 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Lafayette St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMESBURY DPW WATER DIV. serves 17,366 people · EPA ID MA3007000
Water Source	Surface water
Last State Inspection	Jun 2026
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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