Berks County property record for 38 Ladderback Ln, Reading, PA 19606 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,532 sqft · built 2022 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $461,000 (Mar 2023) |
| Tax Bill | $2,770 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Apr 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5336-04-53-6534 |
| Primary APN | 5336-04-53-6534 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,532 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,553 sqft (0.38 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38 LADDERBACK LN |
|---|---|
| City | READING |
| State | PA |
| Zip | 19606-5101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PATHFINDER MDWS SEC 02 PH 02 |
| Legal Block | 53 |
| Legal Lot Number | 87 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | EXETER |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 12103 |
Source: Berks County records · APN 5336-04-53-6534
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 LADDERBACK LN, READING, PA 19606-5101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 04, 2022 | Deed of Trust, Mortgage · Line of Credit THE JUNIATA VALLEY BANK |
| Apr 16, 2021 | Deed of Trust, Mortgage · Line of Credit THE JUNIATA VALLEY BANK |
| Mar 06, 2023 | Deed, Transfer · FHA Mortgage UNIVEST BANK & TRUST CO |
| Feb 17, 2021 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 06, 2023 · Amount on Record |
| Deed Sale | Mar 06, 2023 · Amount on Record |
| Prior Sale | Feb 17, 2021 · Amount on Record |
| Deed Document Number | 20236274 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 38 LADDERBACK LN, READING, PA 19606-5101 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3335 MORGANTOWN RD, MOHNTON, PA 19540-7931 |
| Document Number | 0000039200 |
|---|---|
| Date | Oct 04, 2022 |
| Instrument | 2022039200 |
| Name | THE JUNIATA VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIFFLINTOWN, PA 17059 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 38 LADDERBACK LN, READING, PA 19606-5101 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000019383 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021019383 |
| Name | THE JUNIATA VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIFFLINTOWN, PA 17059 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Mar 06, 2023 |
| Property Address | 38 LADDERBACK LN, READING, PA 19606-5101 |
| Document Number | 0000006274 |
| Map Reference | DOC 2019020868 |
| Instrument Date | Mar 01, 2023 |
| Instrument | 2023006274 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,610.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 LADDERBACK LN, READING, PA 19606-5101 |
| Document Number | 0000006275 |
|---|---|
| Date | Mar 06, 2023 |
| Instrument | 2023006275 |
| Name | UNIVEST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Feb 17, 2021 |
| Property Address | 38 LADDERBACK LN, READING, PA 19606-5101 |
| Document Number | 0000006836 |
| Map Reference | DOC 2019020868 |
| Instrument Date | Feb 08, 2021 |
| Instrument | 2021006836 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3335 MORGANTOWN RD, MOHNTON, PA 19540-7931 |
| Investor | Possibly a Property Investor |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Exeter Township |
| Unified School District | Exeter Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,770.00 (-9.03%) Homeowner's exemption | $182,000 (-16.97%) Land $58,700 Building $123,300 | $58,700 (-73.22%) Land $58,700 |
| 2024 | $3,045.00 | $219,200 Land $58,700 Building $160,500 | |
| 1994 | $219,200 Land $58,700 Building $160,500 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110121032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1979–2023) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2023, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Service Electric Television | Cable | 2,000 / 200 |
May also be available at this address: Verizon, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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