38 Kramer Ct, Florence, NJ 08518 Property Records

Burlington County and Florence Township property record for 38 Kramer Ct, Florence, NJ 08518

Property Summary

Property Type	Exempt (Full or Partial)
Details	2,097 sqft · built 2019
Lot Size	0.053 acres (2,304 sqft)
Owner	Individual Name on File
Last Sale	$289,950 (Mar 2019)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00165-10-00022`

Property Details

APN / Parcel Number

Primary APN	`15-00165-10-00022`

Interior

Building Area	2,097 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	2,304 sqft (0.053 acres)
Lot Dimensions	96 ft deep x 24 ft wide

Location & Zoning

Street Address	38 KRAMER CT
City	FLORENCE
State	NJ
Zip	08518-4033
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	FACILITY NAME: DISABLED VETERAN
Legal Block	165
Legal Lot Number	22
Jurisdiction	BURLINGTON NJ
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2012
Census Tract	701303

Owner

38 Kramer Ct is owned by an individual who bought it in March 2019.

Source: Burlington County and Florence Township records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	38 KRAMER CT, FLORENCE, NJ 08518-4033
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2019 · Amount on File
Deed Sale	Mar 18, 2019 · Amount on File
Deed Document Number	20195446070
Deed Book / Page	13379 / 1983
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON NJ
Property Address	38 KRAMER CT, FLORENCE, NJ 08518-4033
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135473705
Date	Aug 3, 2021
Book Page	13547/3705
Instrument	5668285

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLINGTON NJ
Property Address	38 KRAMER CT, FLORENCE, NJ 08518-4033
Document Number	0005521343
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 KRAMER CT FLORENCE NJ 085184033, FLORENCE, NJ 08518-4033

Mortgage

Document Number	0005521343
Date	Feb 21, 2020
Book Page	013433/007390
Instrument	5521343

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

Tax Assessment & Valuation

Source: Burlington County and Florence Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Burlington County
County Subdivision	Florence Township
Unified School District	Florence Township School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$281,400 (-) Land $75,000 Building $206,400	$281,400 (-) Land $75,000 Building $206,400
2025	$281,400 Land $75,000 Building $206,400	$281,400 Land $75,000 Building $206,400
2023	$281,400 Land $75,000 Building $206,400	$281,400 Land $75,000 Building $206,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Kramer Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2005–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Kramer Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE TWP W DEPT serves 11,214 people · EPA ID NJ0315001
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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