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38 Knowles Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 38 Knowles Ave, Westerly, RI 02891 · Last verified July 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details4 bd · 3 ba · 2,396 sqft · built 1975
Lot Size0.362 acres (15,750 sqft)
Owner2 Individual Names on File
Last Sale$3,300,000 (Nov 2025)
Tax Bill$18,781 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APNWEST M:157 B:113

Property Details

APN / Parcel Number

Primary APNWEST M:157 B:113
Alternative APNs
  • M:157 B:113 L
  • 2009950

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,396 sqft Living Area
Gross Area4,710 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,750 sqft (0.362 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2009950
Street Address38 KNOWLES AVE
CityWESTERLY
StateRI
Zip02891-5454
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block113
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2058
Census Tract51000

Owner

Source: Westerly Town records · APN WEST M:157 B:113

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address38 KNOWLES AVE, WESTERLY, RI 02891-5454
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2025Warranty Deed, Transfer
JPMORGAN CHASE BANK NA
Feb 12, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 03, 2025 · Amount on Record
Deed SaleNov 03, 2025 · Amount on Record
Prior SaleFeb 12, 2021 · Amount on Record
Deed Document Number20253848
Deed Book / Page2025 / 16012
Record UpdatedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateNov 03, 2025
Property Address38 KNOWLES AVE, WESTERLY, RI 02891-5454
Document Number2025-16012
Book / Page2025 / 16012
Instrument DateNov 03, 2025
Instrument2025-3848
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020253849
DateNov 03, 2025
Instrument2025-3849
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateFeb 12, 2021
Property Address38 KNOWLES AVE, WESTERLY, RI 02891-5454
Document Number02021-3854
Book / Page2021 / 3854
Instrument DateFeb 05, 2021
Instrument2021-833
Transaction TypeTransfer
Record UpdatedOct 23, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7844 CLASSICS DR, NAPLES, FL 34113-3063

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$18,781.00 (+7.34%)$2,641,500 (+45.24%) Land $1,901,900 Building $739,600
2023$17,496.00 (+17.53%)$1,818,700 (+16.79%) Land $1,235,200 Building $583,500
2022$14,887.00$1,557,200 Land $1,235,200 Building $322,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 140 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies143 units insured
3 under condo master policies
Nearby Flood Claims28 (1985–2021)
Claims Outside the SFHA8 of 28
Most Recent ClaimSep 2021, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 14 claims
  • Severe Storms And Flooding, Apr 2010 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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