38 Kiwi Dr, Winchester, TN 37398 Property Records

Franklin County property record for 38 Kiwi Dr, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,104 sqft · built 2008
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Jan 2020)
Tax Bill	$1,171 (2022)
Deeds & Mortgages	Aug 2025 Line of Credit Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026075G A 03900`

Property Details

APN / Parcel Number

Primary APN	`026075G A 03900`
Alternative APN	`075G A 03900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	128 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38 KIWI DR
City	WINCHESTER
State	TN
Zip	37398-5517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: W11
Legal Subdivision	MAGNOLIA EST PH II
Legal Lot Number	36
Jurisdiction	FRANKLIN TN
Township / Civil Division	1
Census Block Group	3
Census Block	3031
Census Tract	960500

Owner

Source: Franklin County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	38 KIWI DR, WINCHESTER, TN 37398-5517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 29, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST NB OF MIDDLE TENNESSEE
Jul 14, 2017	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	2020578
Deed Book / Page	441 / 403
Last Transfer Date	Sep 22, 2022
Transfer Doc	0000007475
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	38 KIWI DR, WINCHESTER, TN 37398-5517
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0025005392
Date	Aug 13, 2025
Book Page	T1580/783
Instrument	25005392

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jul 7, 2030

Interest

Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jan 29, 2020
Property Address	38 KIWI DR, WINCHESTER, TN 37398-5517
Document Number	0020000578
Book / Page	D0441 / 403
Map Reference	ENV 409A
Instrument Date	Jan 24, 2020
Instrument	20000578
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$540.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 KIWI DR, WINCHESTER, TN 37398-5517
Investor	Possibly a Property Investor

Mortgage

Document Number	0020000579
Date	Jan 29, 2020
Instrument	20000579

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Mortgage

Document Number	0000000580
Date	Jan 29, 2020
Book Page	T1315/188
Instrument	20000580

Lender

Name	TENNESSEE HOUSING DEVELOPMENT AGENCY
Type	Government Agency
Address	NASHVILLE, TN 37243

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jul 14, 2017
Property Address	38 KIWI DR, WINCHESTER, TN 37398-5517
Document Number	0017004182
Book / Page	D0421 / 042
Instrument Date	Jul 9, 2017
Instrument	17004182
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2153, BIRMINGHAM, AL 35287-0002

Mortgage

Document Number	0000004183
Date	Jul 14, 2017
Book Page	T1223/695
Instrument	17004183

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Winchester City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,425 (-) Land $8,750 Building $37,675
2023		$46,425 Land $8,750 Building $37,675
2022	$1,171.00		$185,700 Land $35,000 Building $150,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER SYSTEM serves 25,683 people · EPA ID TN0000754
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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