Middlesex County and Stow Town property record for 38 Kirkland Dr, Stow, MA 01775
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,566 sqft · built 1978 |
| Lot Size | 1.07 acres (46,827 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,000 (Apr 2014) |
| Tax Bill | $12,245 (2026) |
| Deeds & Mortgages | Sep 2020 Refinance |
| Flood Zone | Zone A (high risk) |
| APN | R-5 000011 |
| Primary APN | R-5 000011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| Gross Area | 3,284 sqft |
| 1st Floor Area | 1,460 sqft |
| Basement Area | 1,460 sqft |
| Unfinished Basement | 1,460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,827 sqft (1.07 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R-5 000011 |
|---|---|
| Street Address | 38 KIRKLAND DR |
| City | STOW |
| State | MA |
| Zip | 01775-1082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 323102 |
38 Kirkland Dr is owned and occupied by two individuals who bought it in April 2014.
Source: Middlesex County and Stow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 KIRKLAND DR, STOW, MA 01775-1082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2014 · Amount on File |
| Deed Sale | Apr 30, 2014 · Amount on File |
| Deed Book / Page | 63555 / 533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 38 KIRKLAND DR, STOW, MA 01775-1082 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75630-486 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 75630/486 |
| Instrument | 163154 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2045 |
The 2026 property tax bill for 38 Kirkland Dr was $12,245, up 20.2% from the year before.
Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,245.00 (+20.23%) | $685,200 (+17.19%) Land $398,700 Building $286,500 | $758,794 (+2.57%) |
| 2025 | $10,185.00 (-17.36%) | $584,700 (-19.5%) Land $345,200 Building $239,500 | $739,765 |
| 2024 | $12,325.00 (+12.77%) | $726,300 (+20.49%) Land $379,500 Building $346,800 | |
| 2023 | $10,929.00 | $602,800 Land $339,200 Building $263,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Kirkland Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Kirkland Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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