Lonoke County property record for 38 Kirkland Dr, Cabot, AR 72023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,879 sqft · built 1996 |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Apr 2020) |
| Tax Bill | $1,306 (2024) |
| Deeds & Mortgages | Oct 2025 Line of Credit Aug 2020 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 723-16078-000 |
| Primary APN | 723-16078-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,879 sqft Living Area |
| 1st Floor Area | 1,879 sqft |
| Flooring | Subfloor |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Type | Mixed |
| Garage Area | 1,741 sqft |
| Driveway | Driveway |
| Driveway Area | 805 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 376 sqft |
| Patio Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 38 KIRKLAND DR |
|---|---|
| City | CABOT |
| State | AR |
| Zip | 72023-9331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:78 CITY/MUNI/TWP:CABOT SUBD:SPRING VALLEY II SEC/TWN/RNG/MER:SEC 33 TWN 05N RNG 10 |
| Legal Range | 10 |
| Legal Township | 05N |
| Legal Section | 33 |
| Legal Subdivision | SPRING VALLEY II |
| Legal Lot Number | 78 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | MAGNESS |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 20106 |
Source: Lonoke County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 KIRKLAND DR, CABOT, AR 72023-9331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Aug 7, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARKANSAS DEVELOPMENT FINANCE AUTHORITY |
| Apr 29, 2020 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2020 · Amount on Record |
| Deed Sale | Apr 29, 2020 · Amount on Record |
| Prior Sale | Dec 1, 2014 |
| Deed Document Number | 2020-04174 |
| Deed Book / Page | 2020 / 4174 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 38 KIRKLAND DR, CABOT, AR 72023-9331 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 38 KIRKLAND DR, CABOT, AR 72023-9331 |
| Document Number | 0000010069 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 2025/10069 |
| Instrument | 2025-10069 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 38 KIRKLAND DR, CABOT, AR 72023-9331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008509 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 2020/8509 |
| Instrument | 2020-08509 |
| Name | ARKANSAS DEVELOPMENT FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 6, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Apr 29, 2020 |
| Property Address | 38 KIRKLAND DR, CABOT, AR 72023-9331 |
| Document Number | 0000004174 |
| Book / Page | 2020 / 4174 |
| Instrument Date | Apr 21, 2020 |
| Instrument | 2020-04174 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | PROLAND TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11881 84TH ST, 11881, LEXINGTON, OK 73051-9445 |
| Name | Verified Name |
|---|---|
| Address | 38 KIRKLAND DR, CABOT, AR 72023-9331 |
| Document Number | 0202004175 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 2020-04175 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Number | 0000004176 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 2020/4176 |
| Instrument | 2020-04176 |
| Name | ARKANSAS DEVELOPMENT FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Apr 28, 2025 |
Source: Lonoke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Municipality | Cabot City |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,500 (-) Land $3,300 Building $32,200 | ||
| 2024 | $1,306.00 (-5.43%) | ||
| 2023 | $1,381.00 Homeowner's exemption | $35,500 Land $3,300 Building $32,200 | $177,500 Land $16,500 Building $161,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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