38 Kinkaid Ave, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 38 Kinkaid Ave, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	3,803 sqft · built 2008
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,315,000 (Oct 2020)
Tax Bill	$30,722 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-02209-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`07-02209-0000-00012`
Alternative APNs	`070220900012` `120130`

Interior

Stories	1 Story
Building Area	3,803 sqft Living Area
1st Floor Area	3,803 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	110 ft deep x 100 ft wide

Location & Zoning

Account Number	120130
Street Address	38 KINKAID AVE
City	CLOSTER
State	NJ
Zip	07624-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.25 AC
Legal Subdivision	CLOSTER VILLAGE SEC 1
Legal Block	2209
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	2
Census Block	2009
Census Tract	7002

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 KINKAID AVE, CLOSTER, NJ 07624-2909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Sep 7, 2016 · Amount on Record
Deed Document Number	2020104024
Deed Book / Page	3768 / 1035
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 15, 2020
Property Address	38 KINKAID AVE, CLOSTER, NJ 07624-2909
Document Number	0037681035
Book / Page	3768 / 1035
Instrument Date	Jul 14, 2020
Instrument	20-104024
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,536.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 KINKAID AVE, 38, CLOSTER, NJ 07624-2909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 KINKAID AVE, CLOSTER, NJ 07624-2909

Mortgage

Document Number	20104025
Date	Oct 15, 2020
Instrument	20-104025

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,655,900 (+11.68%) Land $601,500 Building $1,054,400	$1,655,900 (+11.68%) Land $601,500 Building $1,054,400
2025	$30,722.00 (+2.49%)	$1,482,700 (+7.23%) Land $566,500 Building $916,200	$1,482,700 (+7.23%) Land $566,500 Building $916,200
2024	$29,975.00 (+6.34%)
2023		$1,382,700 Land $526,500 Building $856,200	$1,382,700 Land $526,500 Building $856,200
2022	$28,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1983)
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20