38 Keystone St, Ruth, NV 89319 Property Records

White Pine County property record for 38 Keystone St, Ruth, NV 89319

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,042 sqft · built 1930
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual on Record
Last Sale	$64,900 (Mar 2019)
Tax Bill	$589 (2023)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-074-17`

Property Details

APN / Parcel Number

Primary APN	`003-074-17`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,042 sqft Living Area

Exterior

Year Built	Built 1930
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Fence	Fence
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	003-074-17
Street Address	38 KEYSTONE ST
City	RUTH
State	NV
Zip	89319-9103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLOCK 16 NEW RUTH TOWNSITE
Legal Subdivision	NEW RUTH TOWNSITE
Legal Block	16
Legal Lot Number	17
Jurisdiction	WHITE PINE NV
Township / Civil Division	RUTH
Census Block Group	4
Census Block	4260
Census Tract	970200

Owner

Source: White Pine County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	38 KEYSTONE ST, RUTH, NV 89319-9103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2019 · Amount on Record
Deed Sale	Mar 20, 2019 · Amount on Record
Prior Sale	Dec 12, 2012
Deed Document Number	2019-381629
Record Updated	Jun 7, 2026

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITE PINE NV
Recording Date	Mar 20, 2019
Property Address	38 KEYSTONE ST, RUTH, NV 89319-9103
Document Number	0000381629
Instrument Date	Mar 8, 2019
Instrument	381629
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.11
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	670 OGDEN AVE ELY NV 893011718, ELY, NV 89301-1718

Mortgage

Document Number	381630
Date	Mar 20, 2019
Instrument	381630

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2049

Tax Assessment & Valuation

Source: White Pine County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Nevada
County	White Pine County
Unified School District	White Pine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$589.00 (+9.89%)	$16,634 (+11.56%) Land $1,911 Building $14,723	$47,525 (+11.56%) Land $5,460 Building $42,065
2022	$536.00	$14,911 Land $1,911 Building $13,000	$42,602 Land $5,460 Building $37,142

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 77% of Nevada
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUTH WATER DISTRICT serves 470 people · EPA ID NV0000164
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3