38 Keyes Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 38 Keyes Rd, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1996
Square Footage960 sqft Living Area
Lot Size19,437 sqft (0.446 acres)
OccupancyOwner Occupied
Last Sale$262,000 (2020)
Tax Bill$53.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:J-28 B:0006 L:0012
Alternative APN
  • GARD M:H27 B:10 L:12

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area960 sqft Living Area
Gross Area2,046 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area19,437 sqft (0.446 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address38 KEYES RD
CityGARDNER
StateMA
Zip01440-1823
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionKATHLEEN F QUINN GARDNER
Legal Block10
Legal Lot Number12
JurisdictionGARDNER MA
Minor Civil DivisionGARDNER
Census Blockgroup3
Census Block3000
Census Tract707400

Owner

Source: Worcester County and Gardner City records · APN M:J-28 B:0006 L:0012

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address38 KEYES RD, GARDNER, MA 01440-1823
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2020Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 26, 2020Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
CORNERSTONE BANK
Jan 16, 2020Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Dec 09, 2020
  • Deed Sale Price on Dec 09, 2020
  • Prior Sale Amount on Jun 26, 2020
Deed Book / Page63937 / 41
Record RefreshedJun 08, 2026

December 2020: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGARDNER MA
Recording DateDec 09, 2020
Property Address38 KEYES RD, GARDNER, MA 01440-1823
Document Number63937-41
Book / Page63937 / 41
Instrument DateDec 09, 2020
Instrument152318
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address351 NORTH ST, LEOMINSTER, MA 01453-6827
InvestorPossibly a Property Investor

Mortgage

Document Number152319
DateDec 09, 2020
Instrument152319
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

June 2020: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGARDNER MA
Recording DateJun 26, 2020
Property Address38 KEYES RD, GARDNER, MA 01440-1823
Document Number62674-174
Book / Page62674 / 174
Instrument DateJun 03, 2020
Instrument67798
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 KEYES RD, GARDNER, MA 01440-1823

Mortgage

Document Number67799
DateJun 26, 2020
Instrument67799
Lender
NameCORNERSTONE BANK
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

January 2020: Foreclosure

Document TypeForeclosure
JurisdictionGARDNER MA
Recording DateJan 16, 2020
Property Address38 KEYES RD, GARDNER, MA 01440-1823
Document Number61750-202
Book / Page061750 / 000202
Instrument DateDec 24, 2019
Instrument4711
Transaction TypeForeclosure
Record UpdatedFeb 04, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$730.00
Amount AccuracyConfirmed
Additional
  • Result of a Foreclosure Auction
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7255 BAYMEADOWS WAY JACKSONVILLE FL 322566851, JACKSONVILLE, FL 32256-6851

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$53.00 (-98.97%)$371,500 (+8.63%) Land $55,700 Building $315,800$316,540
2024$5,127.00 (+10.83%)$342,000 (+19.25%) Land $50,600 Building $291,400
2023$4,626.00$286,800 Land $49,900 Building $236,900

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