38 Kellet Way, Saint Johns, FL 32259 Property Records

St. Johns County property record for 38 Kellet Way, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,811 sqft · built 2020
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$340,733 (Sep 2020)
Tax Bill	$5,964 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000721-0020`

Property Details

APN / Parcel Number

Primary APN	`000721-0020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,811 sqft Living Area
Gross Area	2,572 sqft
1st Floor Area	1,811 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	591 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	38 KELLET WAY
City	SAINT JOHNS
State	FL
Zip	32259-9335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	99/1-21 WATERSONG AT RIVERTOWN LOT 2 OR5037/1814
Legal Range	27E
Legal Township	05S
Legal Section	39
Legal Subdivision	WATERSONG AT RIVERTOWN
Legal Block	1
Legal Lot Number	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1044
Census Tract	20807

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 KELLET WAY, SAINT JOHNS, FL 32259-9335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 9, 2020	Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Deed Document Number	202076619
Deed Book / Page	5037 / 1814
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	38 KELLET WAY, SAINT JOHNS, FL 32259-9335
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053411459
Date	Aug 12, 2021
Book Page	5341/1459
Instrument	2021089141

Lender

Name	ROCKET MORTGAGE LLC
Type	Non-Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 9, 2020
Property Address	38 KELLET WAY, SAINT JOHNS, FL 32259-9335
Document Number	0050371814
Book / Page	5037 / 1814
Map Reference	MB 99 PG 1-21
Instrument Date	Aug 28, 2020
Instrument	2020076619
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,385.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7800 BELFORT PKWY, 7800, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 KELLET WAY, SAINT JOHNS, FL 32259-9335

Mortgage

Document Number	50371815
Date	Sep 9, 2020
Instrument	5037/1815

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,147 (+2.7%)	$389,139 (-7.26%) Land $100,000 Building $289,139
2025	$5,964.00 (+12.46%) Homeowner's exemption	$277,650 (+5.99%)	$419,611 (+8.07%) Land $100,000 Building $319,611
2024	$5,303.00 (+3.88%)
2023	$5,105.00 (+1.84%) Homeowner's exemption	$261,966 (+3%)	$388,282 (+8.78%) Land $85,000 Building $303,282
2022	$5,013.00 Homeowner's exemption	$254,336	$356,937 Land $89,600 Building $267,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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