38 Johnson Rd, Mc Dowell, KY 41647 Property Records

Floyd County property record for 38 Johnson Rd, Mc Dowell, KY 41647

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,398 sqft · built 1940
Owner	Individual Name on File
Tax Bill	$510 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`067-10-03-006.00`

Property Details

APN / Parcel Number

Primary APN	`067-10-03-006.00`
Alternative APN	`27838`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,398 sqft Living Area

Exterior

Year Built	Built 1940
Exterior Material	Masonite
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Detached
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	27838
Street Address	38 JOHNSON RD
City	MC DOWELL
State	KY
Zip	41647-6022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE GARAGE & LAND
Jurisdiction	FLOYD KY
Township / Civil Division	MCDOWELL
Census Block Group	1
Census Block	1015
Census Tract	920600

Owner

Source: Floyd County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 152, MC DOWELL, KY 41647-0152
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2021
Deed Sale	Jul 26, 2021
Deed Document Number	0000006807
Deed Book / Page	637 / 521
Prior Transfer Date	Jun 14, 2018
Prior Transfer Doc	0000637521
Record Updated	Jun 8, 2026

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLOYD KY
Recording Date	Jun 14, 2018
Property Address	38 JOHNSON RD, MC DOWELL, KY 41647-6022
Document Number	000637/521
Book / Page	637 / 521
Instrument Date	May 15, 2018
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	KEIZERSGARAC 582 1017, 582, EN AMSTERDAM, XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 252, MC DOWELL, KY 41647-0252

Mortgage

Document Number	0000714665
Date	Jun 14, 2018
Instrument	714/665

Lender

Name	CITIZENS BANK OF KENTUCKY INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	May 16, 2028

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$510.00 (-0.58%)	$42,500 (-) Land $10,500 Building $32,000	$42,500 (-) Land $10,500 Building $32,000
2023	$513.00	$42,500	$42,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	61 (1984–2025)
Claims Outside the SFHA	12 of 61
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 9 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, Jun 2003 · 8 claims Severe Storms And Flooding, Aug 2001 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 87% of Kentucky
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN WATER & SEWER DISTRICT serves 15,110 people · EPA ID KY0360026
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Feb 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Inter-Mountain Cable Cable	1,000 / 40
Starlink Satellite	280 / 30