York County and Wells Town property record for 38 John St, Wells, ME 04090 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1965 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Nov 2022) |
| Tax Bill | $2,850 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WLLS M:115 L:16 |
| Primary APN | WLLS M:115 L:16 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,796 sqft |
| 1st Floor Area | 540 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 38 JOHN ST |
|---|---|
| City | WELLS |
| State | ME |
| Zip | 04090-3951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 16 |
| Jurisdiction | WELLS ME |
| Township / Civil Division | WELLS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 34005 |
Source: York County and Wells Town records · APN WLLS M:115 L:16
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 QUARRY RD, WELLS, ME 04090-6707 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 07, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA |
| Nov 27, 2019 | Deed of Trust, Mortgage · Balloon Mortgage KENNEBUNK SAVINGS BANK |
| Apr 10, 2018 | Warranty Deed, Transfer · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2022 · Amount on Record |
| Deed Sale | Nov 07, 2022 · Amount on Record |
| Deed Document Number | 202247265 |
| Deed Book / Page | 19148 / 525 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS ME |
| Recording Date | Nov 07, 2022 |
| Property Address | 38 JOHN ST, WELLS, ME 04090-3951 |
| Document Number | 0191480525 |
| Book / Page | 19148 / 525 |
| Instrument Date | Feb 03, 2022 |
| Instrument | 2022047265 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38 JOHN ST, WELLS, ME 04090-3951 |
| Document Number | 2022047266 |
|---|---|
| Date | Nov 07, 2022 |
| Instrument | 2022047266 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS ME |
| Property Address | 38 JOHN ST, WELLS, ME 04090-3951 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0181090612 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 18109/612 |
| Instrument | 2019051301 |
| Name | KENNEBUNK SAVINGS BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS ME |
| Recording Date | Apr 10, 2018 |
| Property Address | 38 JOHN ST, WELLS, ME 04090-3951 |
| Document Number | 0176920132 |
| Book / Page | 017692 / 000132 |
| Instrument Date | Apr 06, 2018 |
| Instrument | 13182 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2018 |
| Title Company | PHENIX TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 JOHN ST WELLS ME 040903951, WELLS, ME 04090-3951 |
| Document Number | 176920134 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 017692/000134 |
| Instrument | 13183 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 09, 2048 |
Source: York County and Wells Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Wells Town |
| Unified School District | Wells-Ogunquit Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,850.00 (+6.26%) | $441,190 (-) Land $252,300 Building $188,890 | |
| 2024 | $2,682.00 (+2.02%) | $441,190 (-) Land $252,300 Building $188,890 | |
| 2023 | $2,629.00 (+14.11%) | $441,190 (+100.28%) Land $252,300 Building $188,890 | $439,090 |
| 2022 | $2,304.00 | $220,290 Land $101,850 Building $118,440 |
Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310340052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 280 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 345 units insured (65 under condo master policies) 56 of 280 individual policies on primary residences |
| Nearby Flood Claims | 124 (1991–2024) |
| Claims Outside the SFHA | 9 of 124 |
| Most Recent Claim | Mar 2024, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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