38 James St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 38 James St, Arlington, MA 02474

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,310 sqft · built 1999
Lot Size0.223 acres (9,718 sqft)
Owner2 Individual Names on Record
Last Sale$623,500 (Dec 2010)
Tax Bill$13,575 (2026)
Deeds & MortgagesDec 2021 Refinance
Mar 2021 Refinance
Flood ZoneZone X (minimal risk)
APN75652

Property Details

APN / Parcel Number

Primary APN75652
Alternative APN
  • ARLI M:117.0 B:0004 L:0007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,310 sqft Living Area
Gross Area4,748 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,718 sqft (0.223 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number75652
Street Address38 JAMES ST
CityARLINGTON
StateMA
Zip02474-1394
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionARLINGTON
Legal Block4
Legal Lot Number7
JurisdictionARLINGTON MA
Township / Civil DivisionARLINGTON
Census Block Group1
Census Block1005
Census Tract356500

Owner

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38 JAMES ST, ARLINGTON, MA 02474-1394
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA
Mar 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2010 · Amount on Record
Deed SaleDec 15, 2010 · Amount on Record
Prior SaleApr 19, 2000 · Amount on Record
Deed Document Number2010232424
Deed Book / Page56069 / 506
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARLINGTON MA
Property Address38 JAMES ST, ARLINGTON, MA 02474-1394
Transaction TypeMortgage
Record UpdatedDec 24, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079285-326
DateDec 6, 2021
Book Page79285/326
Instrument262856
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARLINGTON MA
Property Address38 JAMES ST, ARLINGTON, MA 02474-1394
Transaction TypeMortgage
Record UpdatedApr 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number77290-428
DateMar 22, 2021
Book Page77290/428
Instrument63081
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionArlington Town
Unified School DistrictArlington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,575.00 (+3.82%)$1,272,300 (+4.8%) Land $597,700 Building $674,600$1,385,556 (+20.61%)
2025$13,075.00 (+6.1%)$1,214,000 (+4.33%) Land $569,300 Building $644,700$1,148,835 (+1.52%)
2024$12,323.00 (+2.33%)$1,163,600 (+8.31%) Land $547,900 Building $615,700$1,131,640
2023$12,043.00$1,074,300 Land $512,300 Building $562,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2001)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2001 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARLINGTON WATER DEPT. (MWRA)
serves 46,308 people · EPA ID MA3010000
Water SourcePurchased surface water from MWRA
Last State InspectionAug 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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