38 Jackson St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 38 Jackson St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,117 sqft · built 1870
Lot Size	0.058 acres (2,513 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Nov 2021)
Tax Bill	$7,471 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:095 L:480 S:011`

Property Details

APN / Parcel Number

Primary APN	`B:095 L:480 S:011`
Alternative APN	`LYNN M:095 B:480 L:011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,117 sqft Living Area
Gross Area	3,318 sqft
Basement Area	945 sqft
Unfinished Basement	945 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1963
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,513 sqft (0.058 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	38 JACKSON ST
City	LYNN
State	MA
Zip	01902-1702
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	480
Legal Lot Number	11
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1005
Census Tract	206400

Owner

38 Jackson St, a duplex, is owned and occupied by two individuals who bought it in November 2021.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 JACKSON ST, LYNN, MA 01902-1702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Nov 18, 2021	Quit Claim Deed, Transfer · FHA Mortgage MSA LENDING LLC
Jul 21, 2021	Quit Claim Deed, Transfer
May 14, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Prior Sale	Jul 21, 2021 · Amount on File
Deed Book / Page	40498 / 447
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	Jun 30, 2026
Property Address	38 JACKSON ST, LYNN, MA 01902-1702
Document Number	0000002880
Book / Page	43477 / 277
Instrument Date	May 7, 2026
Instrument	20262880
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 JACKSON ST, LYNN, MA 01902-1702

Mortgage

Document Number	0000002880,
Date	Jun 30, 2026
Book Page	43477/277
Instrument	20262880

Lender

Name	EASTERN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 18, 2021
Property Address	38 JACKSON ST, LYNN, MA 01902-1702
Document Number	040498-447
Book / Page	40498 / 447
Instrument Date	Nov 18, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 JACKSON ST, LYNN, MA 01902-1702

Mortgage

Document Number	0040498450
Date	Nov 18, 2021
Instrument	40498/450

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 21, 2021
Property Address	38 JACKSON ST, LYNN, MA 01902-1702
Document Number	040102-134
Book / Page	40102 / 134
Instrument Date	Jul 20, 2021
Instrument	20210721002710
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MARSHALL ST N, REVERE, MA 02151-1040

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 14, 2021
Property Address	38 JACKSON ST, LYNN, MA 01902-1702
Document Number	00039876-3
Book / Page	39876 / 3
Instrument Date	May 13, 2021
Instrument	20210514002030
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17 MAUDSLEY VIEW LN, AMESBURY, MA 01913-4512

Tax Assessment & Valuation

The 2025 property tax bill for 38 Jackson St was $7,471, up 5.4% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,471.00 (+5.39%)	$721,178 (+7.13%) Land $187,400 Building $533,778	$675,389
2024	$7,089.00 (+0.14%)	$673,200 (+6.03%) Land $178,400 Building $494,800
2023	$7,079.00	$634,900 Land $173,900 Building $461,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Jackson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 38 Jackson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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