Tioga County and Owego Town property record for 38 Iris Dr, Apalachin, NY 13732
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,594 sqft · built 1956 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Oct 2017) |
| Tax Bill | $3,373 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 493089 131.17-1-18 |
| Primary APN | 493089 131.17-1-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| 1st Floor Area | 1,594 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 175 ft deep x 75 ft wide |
| Patio Area | 1,902 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Well |
| Account Number | 00000005264 |
|---|---|
| Street Address | 38 IRIS DR |
| City | APALACHIN |
| State | NY |
| Zip | 13732-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20401 |
Source: Tioga County and Owego Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 IRIS DR, APALACHIN, NY 13732-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2017 | Deed of Trust, Mortgage · ARM VISIONS FEDERAL CREDIT UNION |
| Oct 24, 2017 | Deed, Transfer NOT AVAILABLE, ASWAD & INGRAHAM, LLP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2017 · Amount on Record |
| Deed Sale | Oct 24, 2017 · Amount on Record |
| Prior Sale | Sep 23, 2002 · Amount on Record |
| Deed Book / Page | 20170 / 4593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 38 IRIS DR, APALACHIN, NY 13732-1533 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 17000004594 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | 170-00004594 |
| Name | VISIONS FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Type Change Date | Nov 1, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Oct 24, 2017 |
| Property Address | 38 IRIS DR, APALACHIN, NY 13732-1533 |
| Document Number | 0000020170/0000004593 |
| Book / Page | 0000020170 / 0000004593 |
| Instrument Date | Oct 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | NOT AVAILABLE, ASWAD & INGRAHAM, LLP |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 IRIS DR, APALACHIN, NY 13732-1533 |
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,373.00 (-0.3%) | ||
| 2025 | $3,383.00 (+153.79%) | $66,800 (-) Land $7,500 Building $59,300 | $127,847 (+3.35%) Land $14,354 Building $113,493 |
| 2023 | $66,800 Land $7,500 Building $59,300 | $123,704 Land $13,889 Building $109,815 | |
| 2019 | $1,333.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 118 (1979–2011) |
| Claims Outside the SFHA | 35 of 118 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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