38 Inner Harbor Rd, Scituate, MA 02066 Property Records

Plymouth County and Scituate Town property record for 38 Inner Harbor Rd, Scituate, MA 02066

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,924 sqft · built 1930
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on File
Last Sale	$502,500 (Feb 2020)
Tax Bill	$8,223 (2026)
Deeds & Mortgages	May 2026 Mortgage Dec 2021 Refinance + 3 more
Flood Zone	Zone VE (high risk)
APN	`SCIT M:055 B:007 L:001`

Property Details

APN / Parcel Number

Primary APN	`SCIT M:055 B:007 L:001`
Alternative APN	`6439`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,059 sqft (0.185 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	6439
Street Address	38 INNER HARBOR RD
City	SCITUATE
State	MA
Zip	02066-4319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	1
Jurisdiction	SCITUATE MA
Township / Civil Division	SCITUATE
Census Block Group	3
Census Block	3018
Census Tract	505202

Owner

38 Inner Harbor Rd is owned and occupied by an individual who acquired it in April 2025.

Source: Plymouth County and Scituate Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	38 INNER HARBOR RD, SCITUATE, MA 02066-4319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
May 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Apr 25, 2025	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Feb 28, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CONWAY FINANCIAL SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Deed Document Number	202017494
Deed Book / Page	52408 / 237
Last Transfer Date	Apr 2, 2025
Transfer Doc	059888-250
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE MA
Recording Date	May 15, 2026
Property Address	38 INNER HARBOR RD, SCITUATE, MA 02066-4319
Document Number	0000029948
Book / Page	61100 / 326
Instrument Date	May 11, 2026
Instrument	202629948
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 INNER HARBOR RD, SCITUATE, MA 02066-4319

Mortgage

Document Number	061100-326,
Date	May 15, 2026
Book Page	61100/326
Instrument	202629948

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE MA
Property Address	38 INNER HARBOR RD, SCITUATE, MA 02066-4319
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	056169-183
Date	Dec 14, 2021
Book Page	56169/183
Instrument	140093

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	541 Months
Due	Jan 1, 2067

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE MA
Property Address	38 INNER HARBOR RD, SCITUATE, MA 02066-4319
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	054909-216
Date	May 4, 2021
Book Page	54909/216
Instrument	51343

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCITUATE MA
Recording Date	Apr 25, 2025
Property Address	38 INNER HARBOR RD, SCITUATE, MA 02066-4319
Document Number	059888-250
Book / Page	59888 / 250
Instrument Date	Apr 2, 2025
Instrument	202500024556
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 INNER HARBOR RD, SCITUATE, MA 02066-4319

Mortgage

Document Number	202500024557
Date	Apr 25, 2025
Instrument	202500024557

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCITUATE MA
Recording Date	Feb 28, 2020
Property Address	38 INNER HARBOR RD, SCITUATE, MA 02066-4319
Document Number	52408-237
Book / Page	52408 / 237
Instrument Date	Feb 27, 2020
Instrument	17494
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	51 HOOPER ST, QUINCY, MA 02169-3746

Mortgage

Document Number	17495
Date	Feb 28, 2020
Instrument	17495

Lender

Name	CONWAY FINANCIAL SVCS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 38 Inner Harbor Rd was $8,223, up 2.8% from the year before.

Source: Plymouth County and Scituate Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Scituate Town
Unified School District	Scituate School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,223.00 (+2.81%)	$836,500 (+4.48%) Land $595,300 Building $241,200	$1,270,939 (+60.09%)
2025	$7,998.00 (+1.29%)	$800,600 (+5.04%) Land $569,700 Building $230,900	$793,915
2024	$7,896.00 (+3.05%)	$762,200 (+10.72%) Land $535,700 Building $226,500
2023	$7,662.00	$688,400 Land $487,000 Building $201,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Inner Harbor Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 104 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	185 units insured incl. 81 condo units
Nearby Flood Claims	19 (1991–2018)
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 4 claims Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38 Inner Harbor Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCITUATE WATER DIVISION serves 19,297 people · EPA ID MA4264000
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes currently in violation since Jul 2026 Turbidity resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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