38 Inlet Cv, Inlet Beach, FL 32461 Property Records

Walton County property record for 38 Inlet Cv, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,831 sqft · built 2016
Lot Size	0.11 acres (4,835 sqft)
Owner	Company Name on Record
Last Sale	$708,500 (Jan 2026)
Tax Bill	$5,766 (2024)
Deeds & Mortgages	Dec 2022 Line of Credit Jan 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3S-18-16190-000-0110`

Property Details

APN / Parcel Number

Primary APN	`36-3S-18-16190-000-0110`
Alternative APN	`1083264`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,831 sqft Living Area
Gross Area	2,048 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2016
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	4,835 sqft (0.11 acres)
Lot Depth	9.7 ft Depth
Porch	Porch
Porch Area	217 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1083264
Street Address	38 INLET CV
City	INLET BEACH
State	FL
Zip	32461-9111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 INLET HEIGHTS PB 17-2 OR 2886-1302 OR 2929-3457 OR 2944-4839 OR 3016-4880 OR 3313-4508
Legal Range	18W
Legal Township	03S
Legal Section	36
Legal Subdivision	INLET HEIGHTS
Legal Lot Number	11
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2055
Census Tract	950610

Owner

Source: Walton County records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	2900 HADLEY CLOSE LN, THOMPSONS STATION, TN 37179-2921
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit AMERIS BANK
Jan 21, 2026	Warranty Deed, Transfer · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Jan 26, 2024	Warranty Deed, Transfer · Conventional Mortgage NEXBANK SSB

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Aug 2, 2016 · Amount on Record
Deed Document Number	20260002355
Deed Book / Page	3384 / 4026
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	38 INLET CV, INLET BEACH, FL 32461-9111
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 INLET CV, PANAMA CITY BEACH, FL 32461-9111

Mortgage

Document Number	0032763740
Date	Dec 29, 2022
Book Page	3276/3740
Instrument	20220054977

Lender

Name	AMERIS BANK
Type	Bank
Address	PANAMA CITY BEACH, FL 32407

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 19, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 21, 2026
Property Address	38 INLET CV, INLET BEACH, FL 32461-9111
Document Number	0033844026
Book / Page	3384 / 4026
Map Reference	MB 17 PG 2&2A
Instrument Date	Jan 16, 2026
Instrument	20260002355
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	BEACHLAND TITLE SERVICES LLC, BEACH LAND AND TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,959.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22546S180TH PLACE, QUEEN CREEK, AZ 85142

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 HADLEY CLOSE LN, THOMPSONS STATION, TN 37179-2921

Mortgage

Document Number	0033844028
Date	Jan 21, 2026
Instrument	3384/4028

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 26, 2024
Property Address	38 INLET CV, INLET BEACH, FL 32461-9111
Document Number	0033134508
Book / Page	3313 / 4508
Map Reference	MB 17 PG 2&2A
Instrument Date	Jan 25, 2024
Instrument	20240002826
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	SCENIC TITLE, SCENIC TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 INLET CV, INLET BEACH, FL 32461-9111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10544 E THATCHER AVE, MESA, AZ 85212-8325

Mortgage

Document Number	0033134510
Date	Jan 26, 2024
Instrument	3313/4510

Lender

Name	NEXBANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$692,208 (-7.53%) Land $270,000 Building $422,208	$692,208 (-7.53%) Land $270,000 Building $422,208
2024	$5,766.00 (+10.8%)
2023	$5,204.00 (+15.95%)	$748,575 (+24.66%) Land $255,000 Building $493,575	$748,575 (+24.66%) Land $255,000 Building $493,575
2022	$4,488.00	$600,475 Land $167,610 Building $432,865	$600,475 Land $167,610 Building $432,865

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable · Fiber in parts of the area	2,000 / 200
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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